DH is retired and I'm working from home, so we haven't taken a hit on income yet. Our state is heavily dependent on oil and gas revenues and I am expecting furloughs later in the year. That said, I'm saving money too. No trips to the garden center, which is my weakness this time of year. They are open, but it's usually flowers I buy and right now I consider that non-essential. The vegetable I'm starting from seed which I bought in January.

I'm also very glad we don't have data limits on our internet. I'm sure our usage has skyrocketed.

That's what my kids are saying. One of our kids took his car off the road because neither he nor his fiance are going into work, they're not running errands, they only go out for groceries or to walk the dog. They only need one car.

Saving on the hairdresser and has as well as going out to eat. Also browse through stores and pick things up and that’s not happening. I got take out from a restaurant last night and left a nice tip.

I think my biggest money saver is not shopping online like I used to. Amazon is pretty sparse in what they have - and I was looking at 3-4 weeks shipping time in a few things I had hoped to order for my dh's birthday. Instead he got a book, which was delivered next day.

I'm working from home and in the office 1/2 each week. None of us are getting dressed up and the make up is minimal! Time and money savers I guess. : )

Lots of money saved here too. We took a small hit on income but nothing that is troubling...so far. Gas at one station in our area is .98 / gallon which was shocking to see.

I'm not saving a dime! We started two bathroom remodels in the house we live in. Then got interrupted when a rental contract came due and we opted NOT to renew it. Too much deck and lawn damage by the dogs. Now another renter doesn't get along with the neighbor and she wants to leave a month early....but her puppy destroyed the carpet...chewing. I'm spending money like crazy! (not losing money, it comes out of the renters deposits)

I'm not saving much money because I've helped my daughter pay her rent. I was also home waiting for test results for two weeks, so no shift differential on this past paycheck, so I made a little less.

She brought me some groceries a little while ago since she had to go buy some for herself, so I paid her for gas and hassle factor too.

I did fill my gas tank up today and it was significantly less than normal due to the drop in gas prices.

Dh is working from home, I am no longer working at my school and only getting paid 15 hours a week instead of my usual 30 or so. Dh hasn't spend a dime since he's been home and I've for the most part only spent money on groceries with a few exceptions. Soma had everything 40% off so I bought 2 bras and Bath and Body Works had soap on sale.

I think where I'm saving in gas money, Im spending on groceries.

This! My grocery bills are way up. Have to buy what's available, not able to seek out bargains etc. I am also having to do more local driving to find certain items. May be using less gas but using more wasted gas.

I'm saving gas money and grocery money. I'm grateful both my husband and i still have an income. However, I'm paying my daughter's rent since she is out of a job and our investments are taking a huge hit per day.

emncarspam, I forgot about my 403 b....yep, lost tens of thousands of dollars. Hopefully not permanently.

I went out to pick up some last minute grocery items for myself and aunt. When I pulled into her driveway, put the car in park - but the car kept moving forward! Tried other gears - none worked. Luckily I had brakes but couldn't take my foot off the brake pedal or I would have rammed right into her garage door. Finally pulled the emergency brake and turned off the car.

I was so worried about going into my aunt's house and using her phone when we have been practicing social distancing for awhile now, but I had to.

AAA came and towed the car to the garage that does all my repairs (less than a mile away), but being Sunday of course, had to leave it there. Plus tow truck driver could not give me a ride home due to AAA rep telling me over the phone it is not allowed on account of the virus. I told the driver this, he just shrugged like he didn't care and he'd take me. I said "No, it's for your safety".

Was ready to walk on up the road to home, with all my bags of groceries when my aunt insisted I take her car. She doesn't drive it much anymore but is very particular about it. I finally said ok and now it's in my garage.

Not sure how this will all work out giving how we are suppose to practice social distancing -going to the garage, paying for the repairs, etc. It was all so easy before! Sorry this was long but feeling anxious about it - and the cost of the repair.

schoolhouse- I'm so sorry you are experiencing car problems right now!! It's never a good time for unexpected break downs but, during this pandemic seems like an even worse time than normal.

We are saving money on gas and our phone bills should be lower since we aren't using any data.

Unfortunately this week my hubby was informed that, effective immediately, everyone was going to have their salary cut by 10 percent.

We were already living paycheck to paycheck, trying to save for retirement. We didn't really have any extra spending money, almost every paycheck was fully spent on basic necessities.

Utilities, mortgage, groceries, car payment, insurance, savings.

I'm nervous. As I'm sure many others are. I haven't even looked at our 401k, we won't need any of it for another 20 years and I don't want/need the stress of seeing thousands upon thousands lost .

Right now I'm wondering just HOW much less our NEXT check will be and how much I will need to adjust/alter course to keep this family unit going.

Retired. Our income hasn't changed.

We're saving a little on gasoline because we're not driving. Grocery delivery averages $15 for tip and service fee of $2. I don't mind the expense, they deserve it. It's the awkward handling/cleaning of groceries I dislike.

We're not doing carry out meals or delivered meals. Keeping risks at a distance.

Retired so our income hasn’t changed. Spending less really. Getting about 3 weeks per gallon of gas. Since we live in the country, we don’t drive into town now except for a few groceries about once a week. We can’t get delivery here.

Something to consider, those working from home and parking a second car for 30 days or more - suspend the coverage on the parked car to comprehensive coverage only. We did that when hubby was laid off at the beginning of March. We are both home now and occasionally go out for supplies so we keep coverage on the primary auto. Some companies may also start offering customers premium reductions during the stay at home orders - our is. We will see 15% savings for April and May as of right now. Just a thought.

I feel for people who were barely subsisting, and now struggle to afford food and shelter. Despite recently celebrated 'low unemployment', many jobs -- even a patchwork of two or three jobs -- left people treading water. A large 'gig economy' in the USA? Boggles my mind!

I've sent my longtime hairdresser a couple of Target gift cards. She may send one on to her daughter, a newly-minted RN. This middle-aged lady and her DH are what I always thought of as the middle class. They are dependent on his wages and her earnings (currently zero). They've raised two children well and saved for a modest retirement -- which will only be affordable once they are eligible for Medicare. They assist their parents.

Her elderly father spent most of his retirement savings to keep his age-addled DW in a decent nursing home ($60K/yr). He'd be bankrupt if she had lived longer than she did. By the time the man's grandchildren can afford to marry, will they still be physically able to have children of their own -- able to support and educate them?

Even though most of my income is from two defined pension plans plus SS I am expecting all of them to be reduced. As it currently stands an Executive Order could easily reduce both and they would stay reduced as it moves through the court. While I am hoping that it will not happen I am budgeting as if it has already happened.

I am retired and just recently widowed. So I lost one SS check and I also lost my husbands pension. The pension is supposed to come to me but no one is working in the retirement pension and benefits office because of the pandemic so it is in limbo. I am managing OK because I have some savings but I am really angry the retirement board didn't process my claim before the pandemic struck. They just kept postponing how long it would take until finally there was no one there to process it. I am saving on dining out and I save on gas because I don't go anywhere. I also have not been buying flowers for my garden. I would ordinarily have been redoing the gardens. I was pretty stocked up on food before the pandemic and since I am just cooking for 1 my spending on food is greatly reduced. I am thankful to have maintained my health as has the rest of the family except for my poor husband but his death had nothing to do with the pandemic.

We have my DH's pensions and our SS. But have a roof leak! Roofer came out and said the leak was coming from the fireplace chimney and that needed to be fixed first and then a new roof. $$$$ DH came back in the house and asked if I wanted the good news or the bad news. I said bad. He said there is no good news! I've been saving a lot this past year, so we should have the cash to get it all done.

ghoghunter, my condolences on the death of your husband. I know that becoming a widow and losing a good portion of your income is stressful enough, let alone dealing with all the rest of this stuff. My husband was the main breadwinner because I'd followed him for his career. I get a small portion of his pension, but not much. So glad the financial advisor advised me to not take the lump sum they offered, but the monthly check. I've received many times over what the lump sum would have been (but it was tempting to take it at the time because I felt so scared about $$).

I am still working and am not worried at all about not being able to. The company I work for operates every second of every day of the year. No shutdowns ever. SO is not working this week because his truck is in the shop but we will be okay as long as one or the other of us are working. A huge chunk of money will go to getting his truck fixed,close to 7000 dollars. Yes, that is seven THOUSAND. A true rip off.

I am technically on vacation but getting paid and will be back from my vacation early to work some overtime because the other night minion decided to switch his vacation to the week after mine in order to cut mine short. Jerk.

We may have saved some money because we are not eating out but I doubt it because I truly think it costs about the same to cook a real meal yourself,if not more. 2 small pizzas that we get at a local place cost under 20 bucks. It costs over 30 for me to get all the ingredients to make them myself at home. Same thing with a local mexican place. I can get 2 different meals for around 15 bucks. The ingredients to make them on my own would cost twice that at least,and some of those would go to waste. We wont eat a whole head of lettuce or 8 tortillas before they go bad.

And I am ordering online some. Bath and Body works soap as I am running low, and some hardy hibiscus from qvc,highly recommended to me by a truck driver who is renowned for his beautiful flower gardens. I need some dirt and mulch for both my home and work gardens, but I will wait for the day I am going back to work since I will be out anyway to pick those up.

I looked at my 401k twice since this started and decided not to look anymore for a while. I am 30 years or more away from retirement so there is no need to make myself I'll staring at the red negative numbers.

I have to go on unemployment but thankful it is there to see me thru until work starts back up again, God willing. My work is still paying for my healthcare so that's good, otherwise it would be difficult to get thru this financially.

I'm sorry to hear some of your stories, I too am on a pension but worry about reductions in the future as well. I do have some savings from settlement of my mother's estate four years ago. However, I try not to spend much of it, easy come, easy go.

Anyway, update: garage called, car does not need a new transmission, only a transmission belt that will cost $250 parts and labor. whew.

Update on car, in case you're interested. Picked up car, guy tells me the sub frame is so rusted that he recommends not driving the car for more than one month.....dang. It's time....the old girl has to go.....sure was a good Cavalier. Not looking forward to car shopping as I can not decided easily and don't like to spend money. Needless to say I don't plan on driving any more for awhile anyway, maybe just to go get gas for the mower. bummer.