Supplements: Friend's Recommendation Proved to be a Disaster
7 years ago
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UPDATE: Make New Friends: Mirth in the Manure Pile #2
Comments (151)Hey Guys, I've been gone for a while. It looks like I've got a lot of reading to catch up on. Ya'll have been having so much fun; I feel like I've missed out on a lot. My husband came home Monday after 3 weeks being gone and has been keeping me busy. I spent last weekend touring all the gardens of my daylily club members. Boy, do they put my yard to shame. I've only got one of them sized to upload so far. I'll try to get the rest of them done soon so I can share. This is what she called her children's garden. All the plants had names pertaining to kids. All the "candy" series of daylilies were planted around the pole house. Very, very cute. I particularly liked this little statue. Gotta go! Hubby is calling; I managed to sneak away long enough to get one post off anyways. Rox...See MorePlease Help-Cambria Torquay Installation Disaster
Comments (111)Lien laws vary by state, but my general rule is that you should not give final payment to the GC until he provides you with signed lien release forms from all subs, precisely because the subs can file liens against your house even if you pay the GC in full but he fails to pay the subs. You contracted with the kitchen company, and they hired the sub that did the faulty work, so the kitchen company is ultimately responsible for the quality of the work. Assuming you have not already paid the kitchen company in full for whatever you owe them, I would inform them that you are withholding payment in an amount equal to the full cost of the counters until they provide you with a signed lien release from their sub (it is between them and the fabricator what financial arrangement they come to to get the release signed) as well as properly installed counters. In other words, don't pay until you get exactly what you are paying for plus a lien release from everyone....See MoreVitamin Supplements
Comments (24)Here's more info from an article (link below). 'The study only found a link between vitamins and increased risk of death; it didn't prove that the supplements caused the deaths. The authors say the reasons behind their findings aren't clear..... To conduct the study, Mursu led a team who analyzed data from the Iowa Women's Health Study. The women in that study filled out 16-page questionnaires in 1986 about their diet, their use of vitamins and their general health. They recorded their of use of multivitamins, vitamins A, C, D and E as well as beta-carotene, B vitamins and minerals such as calcium, copper, magnesium, selenium and zinc. They were asked again about their supplement use in 1997 and 2004. The proportion of women who said they took one or more vitamin supplement soared during the study period, from 62.7 per cent in 1986 to 85.1 per cent in 2004. The researchers found that over the 19 years of follow-up, 41 per cent of multivitamin users died, compared to 40 per cent of non-users.' So basically, over 19 years, they were given a survey to take three times. The survey was self-reporting, which is not always the most reliable, as people tend to over or under estimate and report things about their compliance and general health...and there was only a 1% difference in mortality. I bet big pharmacuetical companies are jumping for joy about this study. Now we can all go to our doctors and get more pills for things that vitamins may have helped. Don't get me wrong, I'm not pro-vitamin (I rarely take them myself), but I'm pro-not believing everything you read. Here is a link that might be useful: Study about vitamins...See MoreHow to prove cost of house -- future tax when selling
Comments (19)" you don't need to get them into presentable order unless you are audited." You are correct. For annual returns that's something accountants tell stories about over drinks after work. "What's the biggest mess anyone dumped on your desk today?" Accountants are accustomed to seeing records in shoe boxes. That's how i did it every year til he so kindly pointed out what my time was worth compared to his. January first my records might be anywhere between desk,shoe boxes,glove compartment to bedside stand. Before I turn them over to the accountant I've organized them in files and transfered #s to spread sheets. In the case of say a rent house,I give him a single amount for repair and maintainance,depreciable purchases for each period,travel milage and so forth for items I'm certain go in that catagory. If I'm uncertain where the expense/income fit's,the actual reciept is attached to a sheet of paper with hand writen note(s) if nessary. Very few and sometimes no reciepts,checks and other documents ever go to accountant's office. Tax preparation fee dropped a bunch after I started that. That's not an audit but sure is good rehearsel in case one ever must be dealt with....See More- 7 years ago
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