grandmas....I will not let country of origin make my decision, but I do still believe in buying made in the USA if possible, and that's hard, but another subject. I too am a "Grandma" and not that computer savy. That is the reason for my two posts about virus scans. I was looking for other peoples ideas and experiences, since mine are so few and I feel I am not qualified to make a good decision based on my knowledge alone (which is little). I probably will go with Avast from the comments posted. I do want something that updates daily. Maybe you could tell me of your experiences with MSE since you are trying it on one of your computers and have Avast on the other. I only have one computer and it's all I need, it's a Gateway and I will have to look at the box to see where it is made. I know my old Gateway was made in America, not sure about this new one, well 1 year old. I'm just trying to get as much info as possible before the 12th, when I have to decide. I have looked at websites that compare virus scans but that can be confusing. I want real answers from real people, it makes more sense to an old Grandma like me. LOL Thanks everyone for your help, I appreciate it so much. It's nice to have a forum to ask for help.

It means they are basically loaning you the program for 30 days to see if you like it. After that you will be expected to buy or remove it. You probably would not be allowed to update for too many days past the 30 day period. If you use my link just pay attention and stay with the free version. It seems many companies are making it like an Easter egg hunt to get the free version, they want us to buy it. Here is a link that might be useful: AVG free

So, is the paid version of Avast going to provide a significant additional benefit to someone who is fairly knowledgeable about navigating on the Internet? In my opinion, no For someone running 3 machines and with your considerable knowledge I am quite surprised that you do not try MSE on one of those computers. It provides everything Avast and Malwarebytes have but is fully automatic - but you already are aware of that of course.

I'm out of the shadows again on this one. 600 is not that great considering sub prime lending can start at 650. But at her age, she is just building experience on her file. The FICO algorithm models for the likelihood of delinquency within 24 months, so the factors going into that calculation correspond with the model value. The only way to improve credit score is to have credit activity. And installment credit is considered more favorable than revolving credit. Also impacting interest rates and loan approval is the ability to pay. Permanent employment is less risky than sub work, so you get a more risky loan for a higher rate. That only changes when you have a consigner who reduces the risk. My first solo car loan came with a 10% rate in the early 90's. Living debt free is great. However few people can afford a home with cash, at least where I live. Establishing credit with 7% interest on a $5,000 auto loan makes a lot more sense when you decide to buy a home with a 30 year amortized loan at a less favorable rate based on your lower credit score. Finally, there are several industry modifiers available with FICO, auto being one. So the version of your score the dealer pulls is different than the one you receive when you go online. And many lenders will have custom models that may, or may not, act as an overlay to FICO. They model for a number of factors including delinquency, bankruptcy and retention. FICO is to credit modeling as Kleenex is to tissue. Although I know the deal is done, I thought this might add some clarification for others.....Just some additional information for consideration from experience.