Another “Mom” top finished
msmeow
5 years ago
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another reason I'm thankful to be a stay at home mom
Comments (26)Sue, that is a very valid point and I agree completely that it is extremely important for a woman to have the means to provide for herself should something happen, whether it be divorce, death, incapacitation, or something else. As everyone knows, there simply is no way to guarantee everything, so you can never completely protect yourself from all contingencies, but it is very unwise to simply trust in the fates (or whatever) to see you through. It is imperative to have some sort of plan in mind for securing an income should something happen. My parents were adamant about all of us kids getting an education, regardless of career plans. I'm very glad about that. I had a degree when I was married to my first husband but didn't use it. I worked part-time managing a clothing store, a fun but low-paying job. When it became apparent that I had to get out of my marriage, I realized that my husband would make it extremely difficult, would do whatever he could to avoid paying anything, and that my job would never provide for my family. So, I stayed married an extra year and a half while I got another degree with better income potential and a teaching credential. It was somewhat underhanded but it was literally my life and the well being of my children at stake. I had a good job when I was finally able to get out of my marriage. It was still very tough. When I remarried (stayed single for 15 years by choice), I wished to retain my own accounts and my name. I have good insurance should anything happen to dh, a good prenup that sees to my needs and those of my children from my first marriage, and also protects dh's property for him and our children together. Sure, no one thinks divorce will happen to them, but it CAN happen. Even if your feelings never change, you cannot guarantee your partner's feelings. It also is not a sign that you don't trust the person to simply get a legal definition of what belongs to whom and protect it. I have a lot of autonomy with financial matters as I kept my own accounts, separate from dh. We have a system for paying bills that works well for us and provides me some security with how the money is disbursed. There is a whole area of finances that I have no clue about, but it is dh's trust fund and not my money unless he puts it into joint tenancy areas, such as the house, family purchases, etc. The same is true for me. I put the money from the sale of my house into an account that has nothing to do with dh, and he does not feel he needs to know what I do or don't do with it. I have insurance to cover death or disability so I wouldn't be compelled to sell the house or immediately find a job. I have a nest egg to see me through as well. When we married, I chose to take my dh's name because I liked our family all having the same last name. However, I studied the options carefully and found that if I added my own last name as a second middle name, it gave me the flexibility of using that sometimes, too. There is no legal way to have both last names as last names without using both, if you know what I mean. If you're Cheri Jones Smith, you can't sometimes go by Jones and sometimes Smith, you always have to be Jones Smith. I wanted to be able to use one for some things and one for another. For instance, I liked using my "own" last name for work and on my credit cards. I didn't want a hyphenated name nor did I want a double last name, so using my own last name as a second middle name suited me well. On documents, including my ID, it looks like two last names, which allows me to use my maiden name when I choose, but also gives me my husband's name as my legal last name so when you look me up somewhere, you can find me. Do you know what I mean? Say my maiden name was Jones and my married name was Smith. I am Cheri Ann Jones Smith on my ID. My first name is Cheri, my middle name is Ann Jones, and my last name is Smith. If my legal last name was Jones Smith, you would have to look me up under Jones and I would have to use both when signing checks, etc. I don't know that keeping my credit cards in my maiden name is exactly legal, but no one has ever questioned it. They simply look at my ID and say ok. Sorry for that long ramble! But yes, it's very important to have backup plans in anything you do. You just never know. I have the advantage of age and experience; a young woman would likely have much less protection than I, and I would urge that she get a good education or job certification in a field that would allow her to find a job if the need arose....See Morecat_mom's finished kitchen (double posted from discussions)
Comments (23)Thank you so much nannymac! We did use a KD to design the kitchen (layout, cab/drawer locations, island/tabletop leg design), and he worked very closely with us to incorporate our "vision" for the space, which we (DH and I and our KD) tweaked along the way as needed or desired. The details were all chosen by us; e.g. the appliances, fixtures, granite, backsplash, cab hardware (even the cherry wood switchplates, which we ordered and then gave him to have the cab manuf stain to match the cabs). Those items (among others) we researched/found on our own. The bathrooms were "all us!" LOL. Of course, we were (and still are) extremely fortunate to have a great tile guy, and tile place(s), and plumber, to help and advise us when necessary, since we were our own GC's for the bathrooms (as well as the kitchen). Our bath/kitchen/hardware showroom salesperson was invaluable (literally) in helping us pick and choose fixtures, for function, price, quality, and style. He knew the look we were trying to create (and the price ranges of the different lines, and our budgetary constraints), and we bounced a lot of ideas off each other....See MoreAnother top finished
Comments (5)Oh I like your quilt! I admire your flying geese as I find that's the hardest pattern I have ever machine sewed and that was for a lotto block one year. And your geese look so good! Best to you, Sandra...See MoreAnother top finished
Comments (18)I think 30's fabric gives a soft and comfy feeling to any quilt and this one especially, Linda. It's beautiful. Rita, Check out Bonnie Hunter's Random Stars to get an idea of one way to put blocks together. Also, measure the largest block you want to use then see what it's divisible by.....and possibly make a 4-patch with 2 of your blocks with white. it will be fun to see what you come up with!...See Moremsmeow
5 years agolast modified: 5 years agomsmeow
5 years ago
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