If you worry about the security of linking your bank account to your paypal account, you can always set up a new bank account specifically for the paypal account. I know a lot of folks won't sign up for Paypal because they don't like linking their bank account to it. I've done it for years with no problem, but folks hear a horror store here and there and think that's the norm. I actually think paypal is much safer because I'm not giving my cc # to everyone I buy from. Only PP has my cc#. Please be aware of spoof emails that appear to come from PP tho. It may say something like you account is suspended, you have extra funds, you've sent a large sum payment to someone (when you know you haven't) and they need to verify that it was really what you meant to do, etc. The email will look very legitimate, but it always has a link in the email that you must click to take you to your account where you're asked to sign in. THEN the email sender gets your account info when you sign in from the link in the email. NEVER click on a link in a "paypal" email. Instead, open a new browser and go to paypal and log into your account yourself. Then you can check out the validity of any claims in the email. And forward the email to "spoof@paypal.com". They'll let you know if it came from them or not. NancyAnn

I decided I would call them, he said they have been hacked into. They have corrected it, and will send emails to eveyone who recd and email. He thought it went to the people who have ordered from them. I told him I have never emailed him, called him or anything, other than looked them up one time on the internet, and I got an email. He thanked me for calling and giving him this additional information. I told him not to worry everyone who got the email knows he was highjacked and knew it was not really them. I wanted to see if he needed a copy of the email, he said he already got it. Barbra

Ravencajun, Last night I did another scan, It was very slow. I use Charter's High speed internet Security Suiet. It comes with my internet service. This trojan is not listed in their definitions. To be honest I have run into it previously and thought if they didn't do anything with it, it must not be serious. It was the email that allerted me to a possible connection. I also get some notices that say something that is acting as a server wants access. I always click deny! The following is the report after last night's scan. I really apperciate your concern and helpfulness! _________________________________________ Scanning Report 25 August 2009 20:30:53 - 21:55:14 Computer name: D2JGNZB1 Scanning type: Scan target Target: C:\ -------------------------------------------------------------------------------- Result No malware found -------------------------------------------------------------------------------- Riskware found Downloader.Win32.Agent.q (Riskware) C:\14B5.tmp -------------------------------------------------------------------------------- Statistics Scanned: Files: 132306 Not scanned: 21 Result: Viruses: 0 Spyware: 0 Suspicious items: 0 Riskware: 1 Actions: Disinfected: 0 Renamed: 0 Deleted: 0 Quarantined: 0 Failed: 0 Boot Sectors: Scanned: 2 Infected: 0 Suspicious items: 0 Disinfected: 0 Files not scanned: Cannot open file (click here for more info) C:\PAGEFILE.SYS Cannot open file (click here for more info) C:\WINDOWS\TEMP\AVP427.TMP Cannot open file (click here for more info) C:\WINDOWS\TEMP\AVP428.TMP Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\DEFAULT Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SAM.LOG Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\DEFAULT.LOG Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SAM Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SECURITY Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SECURITY.LOG Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SOFTWARE Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SOFTWARE.LOG Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SYSTEM Cannot open file (click here for more info) C:\WINDOWS\SYSTEM32\CONFIG\SYSTEM.LOG Scanning of C:\WINDOWS\Installer\149cc.msp\stream 574 was aborted [F-Secure AVP] Scanning of C:\Program Files\Charter High-Speed Security Suite\FSAUA\content\70Software_PSC800\34\program\inst\fsma_7.80-127260.windows.fip\fsma\x86-windows\ILAUNCHR.EXE was aborted [F-Secure AVP] Scanning of C:\i386\DRIVER.CAB was aborted [F-Secure AVP] Cannot open a file in archive C:\DOCUMENTS AND SETTINGS\JUDITH HOESCHEN\LOCAL SETTINGS\APPLICATION DATA\IDENTITIES\(4E3254D7-522A-412A-9296-3F4767B3A2CB)\MICROSOFT\OUTLOOK EXPRESS\ANGUSHIRE MEDOWS.DBX Cannot open a file in archive C:\DOCUMENTS AND SETTINGS\JUDITH HOESCHEN\LOCAL SETTINGS\APPLICATION DATA\IDENTITIES\(4E3254D7-522A-412A-9296-3F4767B3A2CB)\MICROSOFT\OUTLOOK EXPRESS\COMPUTER HELPS AND TIPS.DBX Cannot open a file in archive C:\DOCUMENTS AND SETTINGS\JUDITH HOESCHEN\LOCAL SETTINGS\APPLICATION DATA\IDENTITIES\(4E3254D7-522A-412A-9296-3F4767B3A2CB)\MICROSOFT\OUTLOOK EXPRESS\INBOX.DBX Cannot open a file in archive C:\DOCUMENTS AND SETTINGS\JUDITH HOESCHEN\LOCAL SETTINGS\APPLICATION DATA\IDENTITIES\(4E3254D7-522A-412A-9296-3F4767B3A2CB)\MICROSOFT\OUTLOOK EXPRESS\HAYJUDO50.DBX Cannot open a file in archive C:\DOCUMENTS AND SETTINGS\JUDITH HOESCHEN\LOCAL SETTINGS\APPLICATION DATA\IDENTITIES\(2C545ACC-8A17-4851-B0AB-238D63125F07)\MICROSOFT\OUTLOOK EXPRESS\INBOX.DBX -------------------------------------------------------------------------------- Options Definitions version: Viruses: 2009-08-25_08 Spyware: 2009-08-25_08 Scanning Engines: F-Secure AVP: 7.00.171, 2009-08-25 F-Secure Hydra: 4.00.9271, 2009-08-25 Scanning options: Scan all files Scan inside archives Actions: Viruses: Ask after scan Spyware: Ask after scan -------------------------------------------------------------------------------- Error information "Cannot open file" error occurred: The "Cannot open file" error message means that the scanner was unable to open a file and that this file was not scanned. You can normally ignore this error message as there are many reasons for this message that do not imply a security threat, including: The file was a system file. System files are protected by the operation system by design. You can ignore this message in this case. You do not have permission to read the file. To scan the file, log in with a user account with sufficient permissions (for example the computer's administrator account) and rescan. The file was in use by an application when the scan was performed. To scan this file, close all applications and rescan. -------------------------------------------------------------------------------- Copyright 1998-2008 Product support : Send virus sample to F-Secure

When I opened my account - and this may have chenged in the many years since then - you HAD to have a bank account and they verified who you were by putting a few pennies into the account and you would then report a day or two later how much that amount was. I never use my account for paying...I use a credit card. The problem with changing my bank account is that I have several automatic withdrawals each month - two of which are mortgages which ask for at least 30 days notice of any account change - and I am even at a loss for things like account numbers on some "paperless" monthly charges, like Comcast. I have been to the bank (actually, credit union) to fill out fraud papers and have spoken to both EBAY and Paypal. EBAY has no record of this "win" and someone WAS able to change my password for both my Ebay and PayPal accts. NO I have not responded to any phishing emails and I do have antivirus software installed.