I think you're going to have trouble finding what you're looking for, unless you find someone in a border community. As far as international and international fund investments go, most Americans (and most advisers as a result) settle on US-based and managed ones. It's neither right or wrong but that why I think what you're looking for is something difficult, especially since Canada isn't a major financial destination for individual US investors.

The US is a major destination for Canadian-originating investments but the reverse isn't true because (relative to so many other places) it's a small country with a small local market.

When you take out distribution from a Canadian pension fund, if you're non-resident there and resident here for tax purposes, it'll likely be subject to withholding of 15% Canadian tax. The tax can be taken as a credit against your US tax on the same income but any excess will be unrecovered.

Ok border people, post here. Focus is on currency mgt

Currency management is different than investment management and is very difficult to accomplish in small amounts. Maybe the best you could do would be to hedge any Can$ exposure by having some of the plan's investments in US$ denominated things. But unless you can arrange at distribution to have the US$ denominated investments given directly to you, you'll incur exchange costs at that time for those assets to go from US$ to Can$ and back to US$. Unless you choose to keep the amounts in Can$.

(But if you did, I guess you wouldn't be concerned about currency management)

Are you talking about a pension plan into which you are making deposits, or one that's ongoing where you have investment decisions to make regarding the amount that's held there in your name?

Or are you talking one that is to make payments out to you on an ongoing basis as your benefit?

Is your question related to how you can arrange to have such payments sent from your pension payer to you most efficiently?

Which, as the payment is almost certainly in Canadian dollars, would also almost certainly involve dealing with exchange between the two currencies.

ole joyful

We hired a tax accountant experienced in Canadian retirement rules and strategies. He was able to discuss retirement contributions, w/d strategies and tax consequences in both countries.