I think if I lose this home, I will try to get a used home. I still want a Windsor if I

will be buying a much older home. But, Of course Windsor has stopped making homes years ago. I am wondering, if the company that made Windsor homes/ trailers still makes mobile homes. The company was in Indiana. Maybe Bristol, Indiana, but, the Bristol part may be wrong. But, I just want to say that I really wondered if anyone knows of a Windsor MH semi close to SW Pa that is for sale. I still want the Pine grove 14X76, but, I am thinking I'll never get aloan that I can pay back. I may ask a friend of mine for a loan, she has money, but, that is a good way to lose friends for sure.

Has anyone in SW Pa gotten an unsecured loan for about $35,000 to $40,000? That is if I do decide to buy the Newer Pine grove 14X76 model. But, I am still open to buying an older Windsor single wide MH. But, I would be totally shocked if i could find a Windsor home for sale. Most people that own them, and aren't moving for whatever meaning, choose to keep them because they (although old) are a quality built MH. They were in there time ( the late 1970's and earlier 1980's) the top of the line. My BFF used to live in a Windsor 1980's model. The MH had built in cabinets in the Master bedroom, and in the bathroom, and a nice place for putting medicine and shampoo etc. In the living room there is a ;large place for plants and decor near the windows.

I have yet to get a price on the Pine grove 14X76. And it is my first choice of any MH or any home that I could ever want.

Didn't you just say above you will never get a loan you cant pay back?? Are you able to repay a loan?

I meant that I want a low price on a MH, that I will not go and get a loan for a MH that is too high a price. And I got a price for the Pine Grove 14X76. They want $70,000 as a ball park figure delivered and up on piers. That is not counting the land having the utilities put in. So, it would likely be (if utilities are $20,000) we need a septic system, no sewage, hook up to water, electric, phone and TV, so $90,000. Is that a normal price to anyone? I have a home with my family, but wanted to have cheaper taxes and insurance, everything on one floor, I have arthritis, I will be okay with stairs for likely 15 years, but, I think my income is not enough for me to get a loan for $90,000 and still eat and have a car. I fully thought the Pine grove would be $40,000. I could look at a 2B 2B the Pine Grove I liked was a 3B 2B. I need to start saving money, and stop even looking until I have a good bit saved.

My doublewide (28x60) was about $98K delivered and set up, and everything connected. That's two halves to move, not just one, and piles of finishing work that a singlewide does not need. Unless you are in a high cost of living area that $70K sounds a little bit steep to me.

We are in a park and happy, because we did the math and calculated we would eventually save money on taxes and insurance on our own land, but the break even point was 20 years. I would really urge you to consider a park. As you age having near neighbors becomes a good thing. I have helped my older neighbor out several times, even if last time it was only holding her hand and keeping her calm until the ambulance arrived.

I like your thinking about single-floor living. It was part of our equation, too, along with brand-new everything so there would be no repairs coming up quickly. Not many people want to take an honest look at their looming frailties. My cousin, 64, is currently house-hunting with a primary consideration being acreage for riding her off-road quads. A Smoker with a family history of severe osteoporosis and a husband with serious Alzheimer's who needs constsnt watching. SMH.

Thanks for replying Cathy. My family has a home on 2 acres now. The home is paid off. It is a site built home. I want to keep part of the land. I have planted many trees here, including where the house is. But, I am thinking about in the future when our family is 2 people instead of 3, and we have to take care of 2 acres and the washer and dryer are in the basement. The tractor has to cut 2 times the area that it just may be possibly having to cut. I am thinking if I could have our Insurance and annual taxes cut in half, the one floor living and if the current home was sold, I would only need to cut half the lawn. But, I haven't got the okay of the whole family on this plan. The area where I live,there is nothing here. WE are about 55-60 miles from Pittsburgh. There aren't any good paying jobs here. In 1995, my husband at the time and I had a Dutch doublewide home, on a basement foundation. We were young (in our 20's) and a loan for $65,000. And we ended up divorcing (he cheated) and the house went for taxes. I wished I had gotten a single wide on piers, then I maybe could've payed the payments. well, anyhow, the doublewide is next to my now home, where my mother, brother and I now live. The neighbor is nice and all. But, as you can imagine my mother really doesn't want to give up this current site built home. Sometimes she says she does because it reminds her of my dad, he passed away in a nursing home in Feb 2016. But, I really, think I need to save a good bit and then get my own MH. My brother is 34 years old, he just may find someone and get married, then my mom and I would need to move, but, really, he is a big video gamer, and goes to comic conventions in Pittsburgh, so..... maybe not. But anyway, Cathy, back in 1995, the doublewide was about $40,000 without the basement and utilities, that all added about $20,000. We saw a single wide that was also $40,000, that's why we went with the doublewide. If I could go back I would've picked the single wide. And put it on piers, then we could'nt have borrowed on it. He ended up getting a line of credit. He got a new car and computers and a few other things. I never got anything out of it. I am telling the truth. I am actually embarrassed that I got nothing out of it. Anyways Cathy, I will need to save some money before I search for anything but a really older used MH.

I just want to add Cathy that I want to have it on our land (part of it) because when you plant trees you want to see them mature. I also think that monthly lot rent VS annual taxes likely means you are cheaper getting by paying annual taxes on 1 acre, unless your MH is listed as freakin $90,000.