The DNA Test
10 years ago
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- 10 years ago
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dog DNA breed tests--good enough for insurance co.?
Comments (15)Calliope's advice about the legal ramifications of disclosure is very sound. If insurance companies in your area do not have clauses exempting pit bulls and pb mixes from coverage, then it is not an issue right now. However, an increasing number of insurance companies are adding such exemptions to their home owner policies. Also, in answer to your query, most insurance companies and courts will not accept dna breed identification as proof. Forewarned is forearmed. If you disclose that your dog was represented to you as being part pitbull by the adoption group (who probably did so to avoid liability), and your insurance contains such an exemption clause, and your dog bites someone (even a playful nip) and you are sued as a result, you could be in a world of financial hurt. If you do not disclose this, and you are found out, you might be in worse trouble. Calliope was simply providing you with hard legal and economic facts. Your dog doesn't look much like a pit bull to me. If you had called him a lab/boxer mix or a mutt of unknown heritage from the start, and told everyone that you got him from an ad on Craig's list, you would have a far better chance of erasing the alleged ancestry told you second hand by the rescue people. Unfortunately however you have told people, perhaps insurance agents among them, and posted this information here on the internet. It might seem like "nothing" but if you were facing a lawsuit asking for a 10,000 dollar damage payment, insurance companies will leave no stone unturned to discover whether your dog is an exempted breed to avoid paying. Such a lawsuit could result in your dog being declared dangerous and ordered to be put down. This might seem an extreme circumstance but sadly these type of lawsuits are becoming increasingly common. I would qualify Calliope's statement that if you cannot prove or disprove your dog's ancestry, that you might as well not have insurance at all, would only apply to liability incurred by your dog's actions. Homeowner's insurance is still a necessity for all other eventualities, including non-dog-related liability claims such as a visitor slipping and falling on your steps. I'm sure that's what Calliope meant, in any case. This post was edited by spedigrees on Fri, Nov 8, 13 at 18:21...See MoreDNA testing
Comments (108)"There's a difference in having "rights" and forcing something on someone. "Rights" are like gifts given to us. We can choose to accept them or not." That is true. But, whether you agree or not... it's not forcing his rights, he has the same rights as the mother on the day the child is born if he is the biological father. A man should not have to go to court to obtain his parental rights any more than a woman should have to. Sharing DNA gives him the same rights as the mother, the child gets his/her DNA from BOTH parents and both parents have equal rights... until a court says otherwise. That comes with an equal responsibility... to support and have a relationship and parent the child. If a parent does not want to exercise their rights or accept their responsibility, they need to have a court, legally terminate those rights/responsibilities. It is not the same as your right to bear arms or your right to vote... you can choose not to carry a gun or not to vote, you cannot (legally) turn your back on a child... until a court terminates that relationship legally. BTW, It is the child's rights, not the parents. The child has the right to both parents and the answer isn't for some people to pick and choose which 'sperm donors' get the right to be a father or get a pass on their responsibility... otherwise, I know a few mothers that don't deserve that title.... deadbeat egg donors. But a guy can't make that decision, why should a woman get to decide if a man should be given the same rights she has the day the baby is born? I'm sure a Judge may not give a drug dealing low life deadbeat very much in the way of rights, but if he doesn't want the responsibility, then he can terminate rights and responsibility since they go hand in hand. and if a good man wants to step up and be named the father, and take responsibility and rights of a father to a child that is not his biologically, he should adopt.. just like a woman should adopt a child that isn't hers biologically if she wants the same rights and responsibility as a bio parent. I'm not preaching that deadbeats SHOULD have rights but it's not for US to decide. I sure would not like it if someone made me fight to get the rights that are mine... just because they didn't like me or the way I live my life. A court would be able to, and that's why we have courts....See Moreanyone do their DNA testing...?
Comments (47)I saw a blurb for a piece on a "news" program saying they tested identical triplets and "you won't believe the results". I didn't see the segment, but I did find a write-up of what appears to be that segment. http://www.insideedition.com/investigative/21784-how-reliable-are-home-dna-ancestry-tests-investigation-uses-triplets-to-find-out The results reported differed across a set of identical triplets, but less than I would have guessed: e.g. One triplet was 6% Scandinavian the other two were 0% I would also have liked for them to have done an "across companies" test where they send the same triplets' DNA samples to three different testing companies, and compare the results across the companies. But being a "news" program, they aren't especially versed in scientific rigor. Another post I found, asserts that there are three big reliable testing companies, and a bunch of other companies that have sprung up to tap into this burgeoning market, whose results are more dubious. https://dna-explained.com/2016/01/22/genealogy-and-ethnicity-dna-testing-3-legitimate-companies/...See MoreDNA Results Are In
Comments (25)I did a Y-DNA 37 markers test at FamilyTreeDNA. There were no big surprises. I had researched my line back to colonial Virginia and found my first ancestor had come to Prince William County, VA in about 1724. He had come from Wales. He was granted a large tract of land (over 500 acres). It was surveyed by a young George Washington. By 1737, he was selling out and removing to the south west part of Virginia to what is now Pittsylvania county where he established a 420 acre plantation. Much later, his first parcel of land back in Prince William Co. became part of the Quantico Marine Corps Base. My parents had said we were Scotch-Irish, but they did not know much about their ancestors except for their grandparents. My genealogy search did find one Scot by the name Hugh McCoy who married an English lady named Jemima Franklin. The ancestor of these Franklin(s) had come from Acton, England. I had not unearthed my Irish. I suspected that my mother's line, Marlow, was rich with Irish, but had met a brick wall in that line after the 2 generations back. I did find that my mother's grandmother was from a Ratliff family who had come from Kentucky to Missouri shortly before the US Civil War. I had not documented a single Irish person, although, there could have been some because the ethnicity of most of my family tree is unknown. I took the DNA test in hopes of finding an Irish match. I struck out. I got only a couple of matches. That was disappointing but not a surprise since my surname is relatively rare. Before public phone searches were tamped down, a white page search found 250 names in the US, 25 of which had the spelling of my name and 200 were an alternate spelling. (Both spellings has been documented in an early family in Illinois.) My DNA test showed 100% European ancestors: Great Britain, 74%; Ireland, 23%; and East Slavic, 3%. Here's the problem: I took the Y-DNA 27 marker test. The Y-DNA is passed from father to son and changes only randomly. Its a good marker for diving back 5 generations. However, it traces only the male line. There could be plenty of Irish hiding in my female line which constitutes 50% of my ethnicity. Also, maybe not many people in my line has taken a DNA test with this particular Company. I need to take another test, mtDNA. The mtDNA is passed by a mother to all her children. However, this won't guarantee a large number of new matches since it depends on how many persons in my line who have taken the mtDNA test....See More- 10 years ago
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