Supreme Court Justice Antonin Scalia has died
10 years ago
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Weekend Trivia ~ Saturday
Comments (23)Oh Bobbie - yes, you got it. I am such a Canadian, I did miss the end of the Vietnam War :( I was going for something much lighter and sillier - Dr. Hook and the Medicine Show finally made the cover of Rolling Stone, several months after releasing the song. This cracks me up and makes me realize how much our musical standards have been raised. Oh my - but it is still fun. So, for Bobbie: Thanks for playing, sorry for the misdirection. See you next week. Nancy. Here is a link that might be useful: The Cover of Rolling Stone...See More2016/the movie
Comments (150)Sorry for my earlier rant...spent the night in the ER with a very sick five year old. For what it is worth the care she received was quick and efficent and much better than when she almost died in an understaffed Canadian hospital outside of montreal last year. SG and most others have politly expressed their view but it is still a thread of us trying to show that what we want should be believed by all and that never works. Greywings i did say if I had tea party friends, which I am glad I do not, my stats would be different but my radical liberal friends,which are abuntant in my area, are also spreading lots of lies and hate they think it is fine because it is directed against the rich mostly but it is still prejudice. The radicals in each party are equally dangerous, hurtful and annoying...See MoreFeds Seize IndyMac's Assets
Comments (72)marys1000, we were not getting the rate we wanted at the end of all the documentation and qualifying, our loan broker was not understanding what the delays and the rate issues were, this was a well known local broker and personal friend of our real estate agent, not an indymac loan officer. He was having delays and indecision, plus the rate wasnt what we wanted. We couldnt figure out what was going on because we thought that bank loved us, making a good easy hunk of money on us on two prior loans. But this one was with a different division, not the construction division, then Im not sure, our broker just said we cant close with this loan, so we started up with a different bank. It was like an Abbot Costello routine dealing with the re-verifying dept there, total chaos. They left my HR line a message, 2 mintues later I was returning the call, then while on the phone with the lady who left the message, another person from her department was calling me on a different line, they were all over their phones in a sort of rush. Very unorganized and chaotic over there. I dont know why but I got bad vibes right then that they were in some kind of rush. Anyway we werent getting the rate we wanted and should have been getting, so maybe thats why our broker went to another source right away, and then the news of what was going on at Indymac hit. Long ago for construction loans we tried WaMu, but their documentation was ridiculous if you wanted to GC yourself, you had to get 3 bids written on every aspect of the process, way too much hassle and paperwork, Indymac had a review process which took in local costs by cities and checked to see if you were in line or not, then questioned line by line if necessary. All in all they were reasonably responsible, so it would seem to me that the construction loan division should not be under scrutiny now, but with the current cautionary trends and changes leads me to believe it will almost be impossible now for someone to be an owner builder and get a construction loan with out actually hiring a GC and paying that extra money.What they did use was Buildmax, dont even know if they are around anymore, but they guided and helped you get your bids and helped to present the package, the first construction loan we used them at a cost of 3 to 4 thousand not sure, but then on the second loan my husband had already become a GC, so we didnt even use anyone like Buildmax and they had no trouble with our loan docs and bids etc. I think it was mostly getting in over their heads with debt like everyone else, then a run on the bank didnt help....See MoreQuotes 9 - 11 - 17
Comments (2)How does one pick a favorite quote from D.H.Lawrence? There are quit a few. Hanslick, a music critic, a profession I don't understand. Art in whichever form, is such a personal preference and there is somebody who wants to tell you what you are supposed to feel. Kind of like telling you that you must like cilantro when it tastes like soap. Got to run, my puppies are going to get picked up by their owners. The location might get some more dogs, but unless they are real large dogs or pitbulls, others will take care of them. I got typecast, it seems....See More- 10 years ago
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