Can I interest you in saving and investing about 25% of your income?
joyfulguy
8 years ago
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8 years agojoyfulguy
8 years agoRelated Discussions
How would you invest $25K?
Comments (14)All of the suggestions are indeed "right on." However, the number one tool used on my farm is my 4 wheeler. I use it endlessly year round for everything you can think of. By far, it is the most reliable machine I've ever owned. I bought this OLD Honda Foreman Rubicon years ago. It pulls like a tractor, can go anywhere, has never once failed to start, requires no maintenance, and has saved my decrepit old body much grief. I've had that thing for about 7 years now. It has not used one drop of oil and still has the original battery!!! I've pulled down trees, pulled up stumps, moved hay bales, spread lime and fertizer, sprayed, marked, moved telephone poles through woods to make a bridge, hauled countless tons of wood, produce, mulch, rock, hauled out at least 30 deer, hoisted, plowed, planted, smoothed, rolled, entertained, cooked meals, made the bed,and caught fish. It's a lot of fun too! Like anything though, you've gotta respect these machines. A lot of folks get hurt on them....See MoreIf you're getting by on a thin income ...
Comments (25)This is the first time I noticed the 'retirement' forum! I too, have to scrimp. I was injured several years ago at work, and broke my neck. I am downsizing- my 4 bedroom home is no longer a 'dream', but a burden. It is paid for, thank goodness, as I cannot imagine other people who are on Social Security Disability having to pay a mortgage! I will be selling this house in Wyoming, and moving to Texas to build a 800ft2 house. I don't know that living the way that I will, would be good for other people, but I'll tell you what I plan to do. Sell this house (Wyoming). I will move to Texas, propbably some place between San Antonio and Austin (Austin is out because of high costs, unless any of you know of a way to live there). Build a small 800ft2 metal building- the same kind that barns, storage, garages are made from. It will be on a concrete slab, I will stain the concrete, so there will be no carpet/tile expense. (That is both for cost and severe asthma). There will be no interior walls, except for a bathroom, to save on building costs. Will try to do as much as I can, which is not much. If I am in Bexar County, I will be able to get a free water saving toilet from SAW. Buy a small, 'split' air conditioning unit, so there will be no central air to have to run through the house. I have been researching how to build with the lowest cost. I know of no 'plans' to help you build. I am trying to build for my health(allergic to 91 different things/severe asthma). The property taxes in Texas are horrible- even a small home would be about $3,000- 1/4th my income. I will try to get 11 acres on a privious 'ag exempt' property. That means I will have to raise '3 livestock'- 3 horses, 3 cattle- 3 hogs- whatever. I want to be legal. I will have to put out the cost to raise them, and then sell. I hope that will work, because I rarely eat meat- maybe once every month or two. I probably will not be able to be by a public transportation service, but that would sure be nice- saves gas. As far as food/household items, it does not make sense for me to have a Costco card, as it is just me- too many of their items are in such big bulk that it would go stale/bad. Works well for families like joyfulguy, but for a single person I am really good at buying on sale. Lately, I have found out that we really can go without- it doesn't kill ya! I really didn't need all those clothes that I accumulated while I was working! To the church they went! It will make things cleaner, and help me to be able to build a smaller place! The healthfood stores are good to buy organic, but a bit too expensive. Which is the way to go??? Use the library, or the computer- the computer is my one splurge- it keeps me in contact with the world. I used to use a wood stove, but now unable to chop/split wood- hopefully in Texas, I will not need to use a 'warmer' much, and will be able to do wood again. This was the first time I had heard of Angel Food- I will apply when I get there. I do not have a printer, so right now I cannot use coupons to shop, but somehow will try to find a way. It makes no sense to use the library computer, as they charge 15 cents for each printout. I will keep reading your site, and learn of other ways to save. If any of you can think of other ways to save, I am very happy to do so....See MoreI'll Show You Mine, If You'll Show Me Yours, Tuesday March 25
Comments (14)I know some don't care for this plant~~~~~~~~~~~~~~~~~~But my Wisteria is finally blooming.I won't tell you how many times i dug this thing out,cursed at it and threatened it with round up or something if it didn't bloom.Well it finally obliged and is in bloom.Lucky for it!!!! LOL Kathi PS it's at least 8 to 10 years old,persistant isn't it??...See MoreMoney saving/investing
Comments (11)Canadians may as well offer you "A penny for your thoughts" ... ... as it won't buy nuthin' else, these days. The bank'll (still) give you a quarter for 25 of 'em, to return to the Mint: don't know how much longer that'll last! Usually a litre (a bit over a quart per U.S. gal.) of 10% cream costs about upwards of $3.99 (in one store 5% usually costs $4.39 - don't ask me why!) . Quite often either kind is on sale for about $1.99. The other day one discount store had 5% cream on sale for 99 cents. If I'd bought two, the price would have been $$1.98 ... so they'd charge me $2.00, "rounding up" the 2 cents. When I bought three, price was $2.97 ... so they "rounded down" to $2.95: saved 2 cents rather than giving 2 cents extra. Trouble was ... those coated paper square canisters were swelled out a bit ... which often indicates that the milk-related contents are approaching the end of their useful life. Don't remember the code date ... but think that it's a couple of weeks in future, at least. What to do to avoid real waste due to spoilage? Gave one to landlord ... who ploughs and cultivates my/our garden ... and treats me well, otherwise ... refusing the loonie that he offered ... thus achieving some Brownie points. Gave another to son and his partner, who's using 1% milk in her coffee quite a bit of the time, for dieting reasons (son likes cream) ... she often gives me supper ... and I take the veggies from the large garden. Using the third myself, displacing the 10% cream carton that I had open ... and am reasonably confident that I don't need to worry about it going bad before it gets back into operation. Such are potential problems when changes are made in one's currency! ole joyfuelled...See MoreMarilyn Sue McClintock
8 years agoElmer J Fudd
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8 years agojoyfulguy
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7 years ago
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