Relocating for semi retirement?
msmagoo
8 years ago
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Bunny
8 years agolast modified: 8 years agolocaleater
8 years agoRelated Discussions
Retirement: Sooner or Later
Comments (59)Boy, I've been thinking about this stuff recently myself. I just turned 50 this yr, and my husband will be 52 in January. We don't really make much money, but it's enough to get by with and still afford the multitudes of roses that I don't really need, plus his tinkering around with cars and stuff. I work in retail, so don't earn alot, but I get such a great discount that it's worth staying, plus the hours are easy. I'm just not feeling that well physically any more. The floors at work are concrete and I have all sorts of foot, back and hip pains, plus increasingly worse varicose veins. But at my age, what am I going to find that pays more than minimum wage? My poor husband is uneducated, altho not totally illiterate, and has dyslexia (which contributed to his lack of education). He managed to handle 10 yrs in the Navy, but was "let go" back at the end of the 80's when they started cutting back on the military and weeded out those who were not the "cream of the crop." We had the two boys and came home to be close to family. He had a hard time getting a decent job. But he ended up becoming a garbage man. Not the best job in the world, that's for sure, but it pays decently and we have medical, dental, optical, 401k. He's been doing that for going on 18 yrs now, and is sooo sick of it, he actually makes himself ill nearly every morning before leaving for work. He hates the job so much he coughs himself to the point of often throwing up. I lie in bed hearing him and want to cry. I feel horrible that he hates it so much. I just want to find a way to let him be able to quit. But we have a mortgage and a few bills too many for either of us to be able to quit working for at least 10-15 yrs. I know he's not going to be able to do this that many more yrs. He's in a deep depression. He comes home and does nothing but lie on the couch and watch tv and sleep. He even quit drinking beer because he feels so lousy. I recently made a decision tho. I told him if he can stick it out about 6 more yrs, I think he will be able to quit. His parents both died in the last 4-5 yrs, and his 4 sisters and he decided to sell the family home next summer. The house is practically a tear-down, but it's on a beautiful canyon-view lot, that's worth more than the house. So I figure once they sell the property, we'll get a decent chunk. Then, my dad passed away in Feb at 93, and my mom just turned 89. She's in somewhat ill health, and I know she won't be around forever. I know it's awful to think about losing her, but we all know it's an inevitability. If she doesn't end up with some catastophic illness that wipes out their money, I will stand to inherit a pretty good amount. Then, we can pay off the house. If this happens within the next couple of yrs, I told him if he can handle working about 4-5 yrs beyond that, we'll save up his income and then he can quit early and we can live on what we've saved up until he's eligible to collect his 401k and then SS. So, that's our tentative plan. But things change. As for winning the lottery... you can't win if you don't play. I keep telling our younger son, who has OCD, to try and come up with the winning numbers so we can all live happily ever after. He just laffs....See Morerelocating - tangent from my KC, MO thread
Comments (23)I would love to tell you we don't have mosquitos but I would be lying. They aren't the state bird like when I was in Wisconsin, but we do have them. Our summers can be rough because it is humid here in the summer. In the winter we get some snow, not tons and tons, and we get ice storms occasionally. My cousin lives in Parkville. It is a very cute town and has some great real estate, both older homes and newer suburbs. School-wise I think you're in good shape up north; it is really just KCMO proper where the schools are dreadful. I live one block from the KS-MO state line (on the Kansas side) just a little south of the Plaza. If the job involves air travel you're very smart to stick to the northland. Even though the airport is an easy commute from anywhere (25 minutes maybe for me?) if I were doing it several times a month, I would want to be closer. I don't know much personally about Liberty or Parkville but I have friends who grew up in Liberty and my cousin in Parkville so if you have any specific questions let me know and I can ask them. Anita...See MoreWhere would you relocate?
Comments (62)To Annegriet I think you could "get the lay of the land" in Asheville in 3 days plus an extra day for the Builtmore. You should add some time to check out Hendersonville and Bevard. The Biltmore is a monument to extravagance. There is a fee for entering the property. I do not know the price these days, but I thought it was a bit much. However, if you are an antique buff, it should be a thrill. This structure was built to compete with French Chateaus and possibly an upmanship to prove that the French did not have it all. Expensive estates in the Blue Ridge area of NC lost their allure after the advent of home air conditioning and World War 2. Air conditioning removed a major reason for spending summers in the hills. For myself, the farthermost west in NC I would consider is Franklin. West of that region, the landscape is ok, but the region is economically depressed and remote from basic goods and services. In Franklin, cancer patients make the long drive to Asheville for chemotherapy. The next retiree haven west of there is in north Georgia around Young Harris....See MoreVRBOing potential semi-retirement areas
Comments (7)We found our second home in an odd way. DH knew he needed a warm place for the winter that was convenient to an airport. He still manages his properties, not willing to give it up just yet. Quick in and out if needed. He was into Bikram Yoga at the time, so we narrowed areas accordingly. We rented for a year or two, then bought. However, I was not ready for the snowbird thing, I’m a bit younger and so we rented it out for 10 years. Took it back 3 years ago. We knew we wanted the west coast of Florida. My sister lived on the east coast for 20 years. So, we were familiar with that side. Dee, you are doing things the right way. However, you never really know until you are at the location for at least 6 months to a year. Much of this can be family related. Kids and grandkids? How will you manage holidays? How far you are from amenities of what you are used to etc. I think the way to look at it is that it doesn’t have to be your last move. Of course it is best to get it right, but also realize that your needs can change....See MoreLynnNM
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