Any Long Term Caregivers?
Bumblebeez SC Zone 7
9 years ago
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Comments (7)
mxyplx
9 years agoBumblebeez SC Zone 7
9 years agoRelated Discussions
Long term care insurance
Comments (69)Smart Money magazine published an article several years ago that argued against buying LTC in your 50s or earlier because the standard 5% inflation protection coverage would not keep up with the average 7% increase in nursing home costs. Basically, the earlier you buy the policy, the larger the gap that you will have between what your policy pays out and what the actual costs will be. Here are a couple of quotes from the article: "The 5% inflation adjustment is the industry standard, adopted by the National Association of Insurance Commissioners (NAIC) in the early 1990s. If the insurance industry were to adopt the 7% inflation figure that some predict, 'the cost would be prohibitive', says Tom Foley, an actuary with the North Dakota Insurance Department who chairs the NAIC's long-term care rate stabilization woking group." "The average age at which people buy long-term-care insurance is now about 65, and given the effects of inflation on your coverage, not to mention the uncertainty of health care costs and public policy 20 or 30 years from now, why buy it earlier than that? 'If there's a liklihood you might develop a health problem that makes long-term-care insurance expensive, you might want to buy it sooner', says Chuck Mondin of the United Seniors Health Cooperative, a nonprofit advocacy group. Otherwise, wait."...See MorePrednisone- any long-term patients?
Comments (13)Hi, Pecanpie; The first time I took prednisone, it made me high and full of energy. It was great. After awhile, it gave me mood swings and made me mostly depressive. I really think it went beyond menopausal mood swings, although I was perimenopausal at the time. So by *psychotropic*, I meant that it can make susceptible people somewhat bipolar. It was never bad enough to seek additional meds to treat the side effects, but was significant and noticeable enough to make me hard to live with and not make me feel *normal*. I had a moon face but never really noticed a weight gain, so maybe that trade-off was the psychotropic effect, so YMMV. I found that book I recommended very reassuring. Since doctors themselves have probably never taken prednisone, I'm not sure they really recognize the wide-ranging side effects. They only know that it is cheap and powerful. BTW, I found that a very gradual reduction in prednisone (i.e., sometimes splitting pills) worked better for me than stepping down the dose. My body didn't protest as much. Also, a weird thing about drugs: One can develop a tolerance -- or a sensitivity. It took me three tries over the course of nearly a year before a drug I'm taking stopped making me itch all over. I still have to be careful it doesn't give me mouth sores, but at least that means I don't have to take Benadryl which knocks me out. Have a great Thanksgiving, and don't overdo it....See MoreAny long-term experiences with Five Star?
Comments (6)Five Star has a tiny market share and has not done much marketing since the 1990s except for hiring Rick Bayless for endorsement. I think the problem is that the Five Star brand is a very small sideline for the Tennessee-based Brown Stove Works. The Brown company mainly manufactures very basic appliances that are mostly are sold to rebranders (e.g., Summit) and to large-project landlords such as public housing agencies. Not much to these units, so not a lot to go wrong apart from physical damage. Pretty much the same story with the Five Star line except that the stove top burners are bigger. The market share is so small that even when the subject of a forum thread is Five Star, many, if not most, most of the comments will be about other brands. Have you seen this older thread?: http://ths.gardenweb.com/discussions/2309192/five-star-48-range Or this one chowhound? http://www.chowhound.com/post/48-gas-dual-fuel-range-wolf-fivestar-thermador-viking-dacor-472289 Pretty much the same story at ChefTalk: http://www.cheftalk.com/t/18236/5-star-range-question One suggestion for finding opinions: Brown was a contractor for Viking back when Viking was getting started. I think that relationship continued through the 1980s and maybe into the early 90s. Researching older Viking stoves might get you some info on use and repairability. I looked at a 30-inch Five Star when I was stove-shopping three years ago but could not get past the tiny ovens. Sorry I can't bemore help....See Moreany thoughts on the white porcelain farm sinks for long term use?
Comments (5)I LOVE mine! I have one of those grid thingies you put in the bottom (stainless steel with rubber feet) that prevents the above ^^ from happening, on the bottom of the sink at least. I had a stainless steel version in my other house, which wasn't as deep as a farmhouse sink, but I would never go back to a divided sink -- it's so much easier to wash or soak large items in a single basin sink. So, yes - if you guys love the looks, get it! Just be sure to get the grid thingie for the bottom (sorry, I'm drawing a blank on what they're called...)....See Moretibbrix
9 years agomxyplx
9 years agoBumblebeez SC Zone 7
9 years agosunnyca_gw
9 years ago
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