Hello stanofh, Sorry for late reply...never got notice from email about follow up question. In past three years, coldest I can recall is maybe upper 30s/low 40s at nights during winter (but those are extreme cold spells that last for just few days...normally winter nights are upper 40's/low 50s). Strange thing is last year there was only one harvest of the hanging papayas in summer of around 12 fruits...it was surprise just to see fruit after nothing for 3 years. This year we were able to harvest around 20 fruits in spring and I thought that was it...butt now in fall there is another batch of 25+ fruits. Tree top is now probably reaching 12 foot tall, compared to last year when it was probably 7 or 8 foot tall. We don't use fertilizer or any plant food...the only difference in last year versus previous three years is actually less watering. Mother in law owns farm in thailand...she said to only water tree 2 or 3 times a week.

What was said above and I'd cut that down before it becomes a hazard. Not looking so good. You do not want it to develop into a large weak tree and split down the middle which it look slike it wants to do.

Good species as it lets a fair amount of light thru the leaves and the grass does well enough under it. Obviously heaving the sidewalk a bit, but any full-size tree will do that planted so close to it.

Thank you, it does look like a loquat (...after I googled what a loquat was, lol). Love this forum and the helpful people here!