VISA Gift Cards

juellie1962

13 years ago

Is there always such a big activation fee on these things? Was going to purchase one at Wally World last night and a $25.00 card was going to cost $29.28 $4.28 to activate the thing??? Um, no. Will give cash instead. Is there somehwere you can purchase these things without the hefty fee? (Like a bank?)

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Comments (17)

iowagirl2006
13 years ago
You will pay the fee buying it at the bank also.
ellendi
13 years ago
Do the store cards instead. I know it is nicer to give the generic ones, but it bothers me too to have to pay extra to give a gift.
Do you have to pay for a mall gift card as well? I haven't bought one in a while so I son't recall.
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juellie1962
Original Author
13 years ago
I guess they have to make money somehow on those things; but irriates me to pay to spend my money somewhere. Guess I will either give cash or the store cards. Thanks!
marie_ndcal
13 years ago
If you do store cards just be careful at Walmart, and NOT get their money card. They charge so much a month even if you do not use it. the regular gift card is ok.
YogaLady1948
13 years ago
I am with you on that, I love to give Visa cards instead of GC but I do not like that fee~~~DD#2 is the only one who wants a Visa card this year, the others want store cards~~~so I will suck it up and buy her one.

I gave DD#2's BF a Amazon card yesterday for his birthday~~I loved it. It was so easy, my DD#2 says she gives them to her neice and nephew (my GK's) every year so she does not have to think about what to give.
Sue_va
13 years ago
Gee, I didn't know about the extra fee. I was thinking of getting a charge card for a Dirty Santa gift this year, but I don't like the idea of paying the extra fee, so now I will have to think of something else. Duh!

Thanks for the head's up.

Sue
User
13 years ago
What's wrong in giving cold hard cash?
paula_pa
13 years ago
I hate those things. They charge $2.50/mo after 12 months. I found a forgotten one and it was worth nothing whereas I have plenty of older gift cards from stores and restaurants that still have money on them and it won't disappear until I use them.
juellie1962
Original Author
13 years ago
Oh, an Amazon card would be good too; you can buy anything on Amazon!

Nothing wrong with cash, but kids (and others) do a lot of online buying these days. My kids NEVER have cash on them, they always use debit cards!
redcurls
13 years ago
My credit union only charges me $1.50. I like the VISA cards much better than choosing the store where I want them to buy their stuff.....and never know when some place will go belly up. I wouldn't pay those extra costs either. I'm fine with $1.50. I usually keep several on hand. As a matter of fact, I think I have about six $25 ones in my wallet now. Never know when a little gift might be appropriate.
maybee_gw
13 years ago
I just paid for a VISA card and it did surprise me about the activation charge...they don't, however, charge $2.50 a month after 12 months (I checked this out before buying). But..I am still miffed about that extra charge.
Chemocurl zn5b/6a Indiana
13 years ago
Oh, an Amazon card would be good too; you can buy anything on Amazon!
Just this week I purchased an Amazon card on line and sent it via the Amazon site for a very last minute birthday gift.

I see though that you can get an actual card via purchase at many local stores, and probably on line too.

Sue

Here is a link that might be useful: Buy Amazon.com Gift Cards at Participating Retail Stores
juellie1962
Original Author
13 years ago
Thank you for that link Sue. I just love Amazon....my kids gave me a kindle with a year of Amazon Prime, so everything I order comes in 2 days, free shipping! It's amazing how big Amazon got considering it started in a garage, shipping only used books!
jannie
13 years ago
I gave gift cards to nieces and nephews one year. They said they couldn't get them activated or lost them, all except one niece. Now I give them cash. Always the right size.
drewsmaga
13 years ago
Most of my kids and grandkids live far away,so buying presents for birthdays and holidays entails exorbitant shipping charges. SOOO, rather than gift cards, to fit in a greeting card envelope, I switched to cold hard cash -- right size, etc. The grands save gift money to buy computer games, etc. And to personalize it, I learned (am still learning) to do origami with the money. I do shirts and pants and bowties and hearts and stars. I've done 4 attempts at a cat, but it keeps ending up looking like an armadillo. :-( And the dollar sign and arrow didn't happen for recent birthdays. I need more practice. . . .
juellie1962
Original Author
13 years ago
Oh, I've seen the shirts and probably wouldn't have the patience to do that! I really don't know what an armadillo looks like, but who cares; it's better than a plain old dollar bill! :)
juellie1962
Original Author
13 years ago
drewsmaga, here is another cute way to give cash. I did this one last year for one of my neices.
Hope the link works; I've never posted a link before.

Here is a link that might be useful: Giving Money

VISA Gift Cards

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VISA Gift Cards

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