Totally pedestrian purchases
mtnrdredux_gw
9 years ago
Featured Answer
Sort by:Oldest
Comments (45)
joycedc
9 years agoRelated Discussions
Planting Hostas in Total Shade?
Comments (6)Growing is a relative thing, many here are trying to grow each cultivar to some standard. It only matters how big they get if it matters to you, if you are planting to decorate then be happy with how they grow if they grow and they should grow. Some will not grow so well in deep shade and many can advise while others will have different colorations in more or less sun. A photo of a tokadama in deep shade, grows slow but I really like it....See MoreDave Ramsey.. Total Money Makeover... Question
Comments (13)Exactly! I agree with everything you say. I don't want a bigger house than what we are paying now and that would include taxes and insurance. A huge down payment will get me the monthly payment (including the ins/tax) but maybe a 'bigger' house. Yes I want to have a home for my children. I have owned a home before and I think we were smart in our purchase then but we sold with the divorce. So I feel like I am literally starting over now. And that's ok.. It's never too late (well until I'm ready to retire). 10% sounds better. 5% could go in to savings for a down payment. It would take longer but would be worth it in the end. I think I got jumbled in my thoughts thinking if I'm constantly putting 15% I won't have room to put money into savings. I'll just keep putting all of my extra money into retirement BUT I was not calculating correctly, I can still 'save' for a house and be putting 10%. Now let me ask you this just to be clear: with the calculations that you have come up with, is that 10% of my income or 10% of our combined income? We should each be putting 10% of our pay into retirement correct? As far as purchasing items for the house, I am hearing you on that. We would end up putting ourselves back into debt to furnish a new house. That is absolutely not what I want to do and I've made my goals clear to my husband as far as not ever financing another piece of furniture or accessory again. My husband always used credit and would pay off at the end of the month because he was taught that having credit was important. That's all good until you are in an accident or become Ill, get laid off, have a baby or whatever may happen, and then you can only pay the minimum payment 'maybe'. I would hope that we would set aside 'spending' money for purchases like that -- I know there will be things we do have to purchase when we do buy a house like a fridge, lawn mower and other accessories, lol a water hose... You opened my eyes there, thanks again Bill....See MoreI now totally dislike the Childrens Place
Comments (7)Being a career retailer, I totally understand the need to control theft. Unfortunately, treating a customer as a possible thief isn't the way to do it. In my case, my purchase was paid for with a cc, I had a receipt and the cc used in my possession and, as far as I'm concerned, that's all they needed to know. I don't know of any major retailer that doesn't invalidate/void/nullify the item on the receipt so that it can't be used again for another return of the same item. If an item has been bought, another stolen, and one is returned with a receipt, asking for ID isn't going to recoup anything - one item will still be stolen and it will be impossible to return it with a receipt that shows that item as having been returned. I never return anything without a receipt and I can't remember the last time I made a purchase that might need to be returned with cash - I never write checks either. I don't see the need to show identification for anything other than official, i.e. government, business or law enforcement. Who I am and where I live isn't the business of any retailer, the salespeople working there, or anybody else for that matter. I'll make a point to read the fine print of the return policy the next time I'm at Hobby Lobby though. We won't talk about their 'right to search, etc. anyone who enters their store' sign that's plastered on the front door. :-O...See MorePedestrians
Comments (35)The importance of right of way comes up exactly when you're injured or dead, since its main function is to guide assessment of liability. Yes, you don't want to be like James Dean, whose purported last words were, "That guy's gotta stop... He'll see us." That's why, the researchers concluded, there were so many fewer pedestrians hit at unmarked corner legal crosswalks than painted ones. You can't just blithely assert your right of way and think it protects you like a force field. It's important to look both ways like you're taught in kindergarten, and to make eye contact with the drivers, to wear light colored clothes or reflective tape at night, or take some other kind of extra precaution that you can be seen, etc. But if you have the right of way, you can expect the rest of the traffic to respect it. That's why the cars stopped for the bicyclists when they got off their bikes and walked. Most drivers do obey the rules of the road--at least where I've been....See Moreaputernut
9 years agonosoccermom
9 years agobestyears
9 years agosochi
9 years agopatty_cakes
9 years agopalimpsest
9 years agoFun2BHere
9 years agopatty_cakes
9 years agomtnrdredux_gw
9 years agobonnieann925
9 years agocaminnc
9 years agocaminnc
9 years agopatty_cakes
9 years agopatiencenotmyvirtue
9 years agoSueb20
9 years agoFun2BHere
9 years agoallison0704
9 years agopalimpsest
9 years agottodd
9 years agowilliamsem
9 years agomtnrdredux_gw
9 years agosochi
9 years agoUser
9 years agopatricianat
9 years agoOakley
9 years agojshore
9 years agoFun2BHere
9 years agomaire_cate
9 years agoBumblebeez SC Zone 7
9 years agoUser
9 years agomtnrdredux_gw
9 years agojuddgirl2
9 years agomtnrdredux_gw
9 years agoallison0704
9 years agotishtoshnm Zone 6/NM
9 years agoBunny
9 years agoPatmd
9 years agoalex9179
9 years agoallison0704
9 years agodedtired
9 years agoosagecounty
9 years agoUser
8 years agoMtnRdRedux
8 years ago
Related Stories
ORGANIZINGYour Total Home Organizing and Decluttering Guide
Take it slow or be a speed demon — this room-by-room approach to organizing and storage will get your home in shape no matter how you roll
Full StoryDECORATING GUIDES7 Home Purchases Worth the Splurge
Make buyer's remorse over furniture, textiles and more a thing of the past with this wise purchasing advice
Full StoryKITCHEN DESIGNStylish New Kitchen, Shoestring Budget: See the Process Start to Finish
For less than $13,000 total — and in 34 days — a hardworking family builds a kitchen to be proud of
Full StoryHOUSEKEEPING7-Day Plan: Get a Spotless, Beautifully Organized Living Room
A task a day sends messes away. Take a week to get your living room in shape
Full StoryDECORATING GUIDESGet Patterns Down Pat: Working With Patterned Furniture
Time to perfect your accents. Learn how to use pattern on furniture pieces to totally transform your rooms
Full StoryDECORATING GUIDES6 Cost-Effective Ways to Go Custom Made
Get a look that’s totally you — and possibly for a lower cost than you might think
Full StoryREMODELING GUIDESRenovation Ideas: Playing With a Colonial’s Floor Plan
Make small changes or go for a total redo to make your colonial work better for the way you live
Full StoryHOUSEKEEPING7-Day Plan: Get a Spotless, Beautifully Organized Entry Hall
Take your entry from scuffed up to spiffed up — restoring total cleanliness and order in just a week
Full StoryHOUZZ TOURSMy Houzz: Happy Trails at a Rustic Canyon Lodge
This warm ranch hideaway, complete with horses, dogs, cowhides and natural materials aplenty, is a delight for the senses
Full StoryCOMMUNITYGet a Bird's-Eye View of America's Housing Patterns
See the big picture of how suburban developments are changing the country's landscape, with aerial photos and ideas for the future
Full Story
palimpsest