I had this same thing happen to me. I was renting a very nice duplex & the same people who owned the duplex also owned an apartment complex that was down the street. One day, the property manager showed up at my door telling me that the property was up for sale & I needed to find another place within 30 days! I had 2 small children at the time so this wasn't going to be easy! I found out that the reason the property was being sold so unexpectedly was because the owners had not been paying property taxes so the property was seized. There wasn't much I could do but move. Luckily I found a place within the 30 days. Several people told me I could sue the owners but I didn't bother because they ended up going bankrupt, anyway. I also did get my security deposit back before I moved so I decided to just let it go. As Dilly_Dally said, maybe you can contact an attorney to see if there's anything that can be done. The owners will owe you a security deposit. They cannot keep it unless there is damage to your unit. Good luck with everything.

Do I smell a religious discussion lurking in the wings? I had my post scratched, here, when I commented on the "God helps those who help themselves" quotation above. Plus admin sent me a warning to behave myself. I understood that religion and politics were not permitted on the Kitchen Table, but haven't seen in the Terms of Service that it was unacceptable elsewhere. As many of you know, I have spoken often here in opposition to the 15 - 18% rates of interest on major credit cards and the 25 - 28% charged by store-issued cards. When we sign (or, by our action agree to) contracts, it's important that we understand the terms. But many people don't bother ... many just ask how much they must pay as minimum monthly payment. Which means that, if they follow that procedure, they'll still owe part of that debt in 10 years or so. Along with a number of others, I've said for years, and done some lobbying along the line of trying to get implemented, that children should be taught more about the management of daily living, including money management, in school - but in most places it's very little done. As a parent, it seems to me important that I teach my children how money works, and how to take care that they not get into trouble in its use. I've done quite a lot of talking here relateed to the need for people to learn increasingly how to manage both their income and assets effectively. Taking on some of these credit card contracts grows to be more or less like flushing a $50. bill down the toilet ... ... every week. Stupid ... and hardly any of them would take on such a contract, if the terms were fully explained to them. I am distressed by the OP's reference to being able to keep not only cars ... but "houses", as well. I lived for a number of years where people, many of them refugees who'd left their home with nothing, had to save for years to afford a bicycle. Plus devise methods of countering rather high rates of inflation which chewed value annually from each of their units of currency while they did so. That's a treadmill, for sure. I am troubled by the lackadaisical attitude that some (many?) of our contemporaries seem to take regarding discharging obligations which they have undertaken: no one forced them into it. If my kid runs down an icy hill with leather shoes ... s/he shouldn't be surprised if s/he falls on her/his patoot. When we get to be adults ... we should act responsibly. When we make a contract, we should make a serious effort to fulfill our obligations in it. ole joyful

First of all are you sure you don't qualify for a chapter 7? The fallout rate for Chapter 13 filers is extremely high and they don't give you a refund if you pay for 3 years of a 5 year plan and then cannot keep paying. You don't discharge your debts either if you don't finish. Not all bankruptcy lawyers do Chapter 13 because they are difficult to do given the new Bankruptcy law which was designed with major input from the banks. They convinced the congress back in 2000 that they would be in financial trouble if the Bankruptcy law wasn't changed to better protect them. So it does--but it is set up to be difficult for debtors. If you want to try it without a lawyer--go ahead but if your case is dismissed for mistakes then its harder to refile with corrected information.

I used to be a loyal CTS customer. I shopped there at least once or twice each month. Five years ago, their selection and quality took a huge dip. The deal breaker for me was when they did away with the option to order online and pick up in the store. They did away with that option long before COVID. The order online and pick up in store was great if you were looking for large quantities of items for example a dozen green wine glasses or 12 place settings of dinnerware or 6 of the same picture frame or 4 identical tablecloths as the stores never seem to have large quantities in stock. If you ordered online they would pull from the warehouse and send it to the store for pickup.