Shoes in the Entryway. Yay or nay?
choclot
9 years ago
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Janice742
9 years agolast modified: 7 years agoavidinternet
9 years agolast modified: 7 years agoRelated Discussions
waiting to hear yay or nay for refi
Comments (10)that's a very good idea, i'll get that document from the agency tuesday morning. here's where it was left yesterday afteernoon. loan officer tells me the real problem is my debt to income ratio. underwriters require 45%. mine is 46%. so i get bil (banker in another state) on one cell, loan officer on the other. he suggests simply borrowing less money. duh, whay didn't she think of that?! so she said she'd call the underwrighters back and hung up. she had earlier told me she'd be in meetings for the rest of the day, this was ten minutes before the meetings were to start. i think the underwrighters are looking for a reason to decline my application--after all at 3.87% they're not going to be makeing a lot on this loan. or, since she first said they were having problems with my type of income, and later it was because of the ratio difference, and she promptly offered me a heloc at a much higher rate, if there is some bait and switch thinking going on. i hate to think that, she's such a lovely person, blah,blahblah, but still... so i'll charge back into the fray on tuesday, and maybe evn call the banking commission on tuesday to see what my rights are in this case. i'm not going to let that 3.87 go without a fight!! i guess i'd better get a ref for a kick-ass real estate attorney too--my guy may not be right for this....See MoreAre Your Mango Trees YAY or NAY This Year?
Comments (131)Yes Jane, obviously a critter. As long as you're happy with your tree, now time to turn your attention to the ruthless bandit(s). My story : Had the same problem around 4 1/2 years ago,..my foes were squirrels, birds and a few rabbits. I had gotten in over my head with a couple of small avocado trees, a couple of smallish but fast growing peach trees and six young mango trees ! The birds were only interested in the peaches, so they're ( hopefully ) not a concern for you. The voracious attacks were almost daily so had to something ! After using " The Old Craigslist Trick " twice, I quickly got rid of both of the avocado and peach trees, and one mango tree. That left me with five mango trees, was not eliminating any more !! Critters ( except for the birds ) were still mauling, so that's when I bought one of those Havahart spring loaded metal traps. Using the appropriate baits, within the next five ( 5 ) weeks trapped six ( 6 ) squirrels and two ( 2 ) rabbits. After disposing of them ( no comment ) my critter problem disappeared ! Since then have only had to deal with an isolated sneak attack,...nothing like it was ! I think they communicate with each other, " Hey, stay away from that guy's yard, he's a whacko !! " ( smile ) Just my 2 cents ! Good luck !...See Morestairway and entryway lighting
Comments (2)another option ??? https://www.amazon.com/gp/product/B06Y273VPW/ref=abs_brd_tag_dp?smid=A2ICNYZYMPVN7B...See MoreENTRYWAY TABLE OR BENCH - YAY OR NAY???
Comments (19)Do you want or need the pony wall there? You may, and nothing wrong with that just didn’t know if that possibility might help explore additional options. I’ve seen before the space between studs be knocked out to create a niche area or shelf type space. That might provide a little drop zone area typical of entry. Have you seen what I’m talking about? If not, I will try and find a few pics....See MoreJanice742
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