Amen to that, Carol! I have had to live off of the government for short times in my life, but I've paid for others to do so when I was working, so I don't feel like I'm so bad. I HAD a retirement account, but then the stock market crashed, and then I got injured and had cancer and couldn't work for two years, so there that went. I wouldn't wish that on anyone, but for people to feel superior because they have a 401(k) is just laughable. Look at all those people at Worldcom who thought they had it made. My sister worked for them. She is frugal to a fault, and she believed in them so much that she put most of her retirement savings into their stock. She lost it all, and it was a considerable amount. She's not stupid. She scrimped and saved for 30 years, and it was all gone, overnight. To give the impression that people who have savings accounts are somehow smarter than those who don't is snobbery, plain and simple. But that's o.k., because I truly believe that what you put out there comes back to you, and that if you have what the bible calls "ill gotten gains", which can just be money stashed away for your own benefit instead of giving to others who are in need, it will be taken away from you. You cannot hold on to ill gotten gains. Go read your Bible. My father once told me I would never have money, because I would give it all away. He was right. I'm sort of proud of that. Even in my current financial plight, I am thinking of going to help those who are worse off than I am, NOT about what the interest rate is on my IRA or 401(k). I'm telling you, it comes back on you 7 fold, so be careful! I've seen it time and time again. And BTW, my isp is only 5.50 a month!

Life has gotten in the way tonight of me posting. I want to do a swap thread justice and I'm not able to do it tonight. I'll post tomorrow...I'll leave you guys with this. It's an awesome swap box!!!!!;-) OMG! So awesome and completly perfect. Goldgirl, you sure know how to swap! I love everything and I DH is loving it too! Thank you!

Yahoo, Netla...doesn't it feel great to send these babies out into the world. Now, I just have to worry that the package is safe, contents secure (don't want to livestock to get out :), and hope our partners like the stuff. You have a much longer wait than I, but aren't you lovely to participate. Bubbe

So today's the day?