Starting small biz concierge services for senior
13 years ago
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- 13 years ago
- 13 years ago
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Food biz ques / my website
Comments (13)IMO, it's foolish to do the first dinner without liability insurance. Also, be sure your vehicle is covered for commercial use...would hate to find out it's not when you back out of your client's driveway smack into their new car. (Just joking...I know you'd never do that but still...) Get the certificate. There's no downside. That's a no-brainer. Just do it! Check the SBA's website. They might offer micro-business insurance assistance. The cost of your liability insurance will be based on a pre-determined (by the insurance companies) risk factor. Serving food is high risk no matter who's stove you use or where you cook. You didn't mention the amount of coverage but I'm going to throw out here that again, IMO, you should have at least $300K (and more would be better). You might have a hard time finding a carrier that will write such a small policy. Teaming up with a professional personal chef organization makes really good sense. Consider your membership fees as advertising costs. Remember...the reason most small businesses fail is because they were inadequately capitalized...that includes such things as insurance. Sooz, you sound sincere about this venture. If you are...I'd also seriously suggest you prepare (if you haven't already) a detailed WRITTEN business plan. Again, the SBA Micro-Business department will assist (as will SCORE). Your odds of success go up (or down) in multiples depending on what steps you do now before you start your business. Having a WRITTEN business plan is considered crucial. Nobody will take you serious if you don't have one. I suspect you haven't done this step 'cause if you had...these questions would already have answers. Please back-up, put creating menus for the websiste on hold, & get your business ducks in a row. Write a business plan before anything else. Sorry for lecturing...the banker in me is groaning in pain. It's awful to watch a small business owner fail. And they fail not because the food's yucky. They fail because they don't have WRITTEN professional business plans, know how to use them, & follow their plan. And, no, you are not too small for this to be important. Sooz, professionals consider 2-3 years a minimum time investment in preparation for start-up of a micro-business. In the course of writing your plan you'll get the answers to all your questions plus lots more you've never thought of yet. If it's important enough to do...it's important enough to do right. Off banker soapbox, sorry. /tricia Here is a link that might be useful: SBA's Guide to Writing A Business Plan...See MoreParents of highscool seniors or college students?
Comments (25)My son studied on his own, so did most of his friends. It depends on what type of student your child is. Have your child do anearly test to get a baseline and see how well he/she does, and what areas they need to work on. The ACT will send you a break down (or have it on-line) so you know which sections your child needs to work on. My son got a 33 on his first test so he was pretty much done. The prep classes worked best for kids who initially scored below 28. Kids who scored higher than that on their initial test did not see any significant improvement using the ACT class provided by the school. A few students who scored 28 and then took the class lowered their scores. After taking the baseline test, try for one of the tests in the fall so there is plently of time for a prep class or independant study, go over the results with your child to see what they need to work on. It really isn't worth investing in the class until you know if it will be any help. Most kids felt the class helped most with the math or science sections, with their reading speed (for slower readers), or just with little tips on how to handle stuuf you don't know how to answer. It does seem like there is not enough time to answer all the questions, but there is. My son is a meticulous reader so he is a bit slow when he reads. I had him get a practice book from the library and do a practice test from each section, timed to see if he could finish. He finished every section with time to spare. The same happened when he took the test. I hope this helps. Sorry if it is rambling, it is 6:30AM here and I have not had any coffee yet! Oh, I forgot about the new writing section. Some kids did feel that the class helped them with the essay. My son did not score well on the essay, nor did most of his friends who take honors or AP language arts classes. The kids who took the college prep level classes scored better on that part of the test....See MoreSenior citizen discount
Comments (13)Yeah, Lindakathy's link sounds like it might be more realistic. But both say the Salvation Army's discount is "up to 50%." I'm there a lot, and never heard of anyone getting a senior discount. I'll bet when I ask, the employees will stare blankly at me. LOL I'll ask at Wendy's and Burger King, too. I'm not there often, but every little bit helps. I'll check out Big Lots, although I suspect it's not actually 30%. And of course I'll look for an excuse to stay at the Waldorf so I can get that $5,000 off the Presidential Suite. ;-) Thanks for bringing this to our attention!...See MoreBiz vs. Oxi Clean
Comments (44)I have to comment on something I have noticed as a 52 year old guy, The original Tide powder of the late 70's and 80's didn't need help removing stains, The Ariel powder used in Pakistan and the middle East dose not need help removing stains. This is not conjecture but a fact, The first thing I noticed when in Islamabad that to spite filthy conditions with unclean water everyones cloths where brilliant and smelled clean. The water there is pumped from ditches into a huge tank above the roof weekly, sometimes it smells bad and drinking it won't just make you sick it will kill you even if you are from there. It has to be treated and boiled before drinking or cooking with it. It is gravity fed into a old washing machine and a scoop of Ariel dose more work than a whole box of our Tide! It leaves the dirtiest cloths on earth ,sweat, dirt, cooking oil,spices just to name a few, clean white and smelling fresh and sweet. The laundry soaps we get are not the same formula as in the U.K. or any where else in the world. Same with Persil. The stuff we get is very neutered, we pay more for crap and boast how good crap is because we have never known any different. There is no really good cleaning products available in the U.S.A. Some are just worse than others....See More- 13 years ago
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