Jessaka, Giving up the use of chemical pesticides is the hardest thing I EVER did. Many, many times I second-guessed myself and wondered if I was on the wrong path. Yet, ultimately, it was the most rewarding AND best decision I ever made. It can take years for a landscape to return to the proper balance once you stop using pesticides, but it will happen! I simply refuse to poison our air, land and water with chemicals that are, in fact, often nerve poisons. Randy, You and I feel the same way about the damage caused by broad-spectrum pesticides. AND, you know, it was hard for me to accept that many commonly-used ORGANIC pesticides (like rotenone and pyrethrins, for example) are just as damaging to the environment as chemically-based ones. It was especially hard for me to give up Bt kurstaki, but I like the butterflies and moths, so I gave it up too. Like you, I'd rather have the birds and the butterflies and the moths and the other critters! Hi Laura, I hate that you lost your asparagus. Those beetles can be so devastating to a bed. I hope the peppers are doing well. Ticks are very, very, very hard to control and I use a method most people cannot use--free-ranging chickens and guineas who roam the property and eat bugs all day long and are locked up in a secure henhouse to keep the predator birds and animals from getting them at night. Like Randy, we keep all the tall grass mowed down short OR take proper precautions when walking through it. One thing we do in the pastures is cut a path 8' to 10' wide and we only walk on the path. That way, all the insects can happily co-exist in the tall grass but don't bother us much in the short-grass paths. The pathways also help us avoid poisonous snakes by making them more visible. I'll search for a previous "tick control" thread and link it below. One thing I did notice here when we were clearing the land before we built the house was that the cedar trees DID have billions of ticks on them and the ticks literally DID DROP DOWN onto us when we were near the cedars. I am sure they were on other trees as well, but they were especially heavy on the cedars. Since cedars are highly invasive, we took out all the cedars on the 3 acres closest to the house--which took years and years, by the way---and that helped a lot. I think you have to take a multi-pronged approach to ticks and must treat the landscape around the house, but also take steps to protect yourself. I always wear long pants and tall socks....no shorts and flipflops for me! I also spray my shoes, socks, and pant legs up to about the knee area using a good DEET-based repellent. I HATE using DEET, but it isn't going on my skin--although I am sure some of it penetrates the clothing and makes its' way to the skin underneath. Ticks (and mosquitoes too) carry so many diseases that you have to do what you can to protect yourself. I have never found that any of the chemical products are very effective on ticks--people I know who religiously treat the lawns and dog yards/dog kennels with chemicals that are supposed to "control" ticks seem to have just as many ticks as people who don't treat those areas with chemicals. Oh, and when we come in from the outside, if we have been in an area that we know tends to have ticks in it, we check ourselves religiously for ticks and remove them before they have a chance to embed themselves in our skin. Dawn Here is a link that might be useful: One Previous Tick Thread

Does anyone knows how to fight them by organic methods? The bagging is not possible due to the large number of vines. ... Maybe using networks covering lines of plants..... But I fear that by reducing the insolation, also decrease the grades of the wine.. Thanks.

I just got back from dropping off the Thermador rebate form at the post office. I went to a branch of a local appliance chain a couple of months ago (in the DC area) to look around only to find a heavily discounted floor model 30" Freedom refrigerator column. Since we'd been going in circles for what seemed like forever trying to decide what to do about refrigerators for our new kitchen, I figured this unexpected, very attractively priced floor model would force us to make a decision. Now, what to do about a freezer . . . . I've enclosed a link to the rebate form. If the link doesn't work, you can search "Thermador Freedom Collection rebate," and you'll find the form. Just make sure you have the one that expires in November 2007 rather than the one that expired earlier in the year. I also asked the salesman at the appliance store about a price drop on the Thermadors. He said he was not aware of one and that, in fact, the price was going up $100 or so. Go figure. Here is a link that might be useful: Thermador Freedom Collection rebate form

I was confused at first like the other posters about why you cared about the appraisal if it was before you did the work, but then re-read your post and at the end you explained you want to finance the remodel. That said, if you're going to change the 3rd bedroom into a bathroom plus walk-in closet, I can't envision how in the world you could "pretend" that's a bedroom as well. There's not enough room, Presumably this is an older house, in which case it's probably got small bedrooms to start with. There will be added value from having a second bathroom. Perhaps that would offset the lost value from a bedroom. I'd call an appraiser or two and run your plan by them. But rarely do any improvements return (or appraise for) what they cost you to do. I seriously doubt that your changes would increase the value $80K unless this is a $2 million house or something. While you should certainly make the changes that will make the home more livable for you, you should probably save up some more cash and pay for the remodel that way. Or make a bigger down payment and/or pay down the principal faster and create equity that you can borrow down the road.