Thank you, but the leaves are not that shiny!

Thanks. I'll cut open the 'berry' tonight and get back to you. Actually, I don't think it's the weather because we've gotten a lot of rain this summer...much more than last summer and the tree didn't look bad last summer? Does anyone know if stinkbugs can do this to a tree?

Brachychiton

there are all kinds of variations on the theme ... its the thin leaves that are easy to set you on the right track ... and of course.. it standing next to water ... just btw.. they are not good backyard trees .. so just kill that dream .. if thats where you are thinking of going ... ken