Where can you borrow or rent a havaheart trap?
prairiemoon2 z6b MA
16 years ago
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OT: Trap Update......The Animal In The Trap Is A ....
Comments (150)Rickey, Of course it was Fred. Who else his age is out driving around visiting gardeners in the middle of the afternoon? LOL If you see Billy Fred, do see if you can find out what he knows because he may know more details. Nowadays, when I ask Fred "who" he is talking about, he often can't remember names and will say something like 'you know...that guy that lives over yonder' and, of course, I have no clue who he means. Having said that, I hope that when I am Fred's age (and I'm not sure what it is but think right around 90?) I still get around as well as he does. Sometimes I do have to get Billy Fred to tell me who his dad is talking about because, while Fred always seems to have his facts straight, he does have trouble remembering names now and then. I had wondered about those goats....about how he keeps them safe because I've never seen any kind of guardian dog like a Great Pyrenees out there with them. I heard a loud growling this morning from the woods oddly enough (and I was inside the house and it sounded like it was right there in the room with me!) and it about scared me to death. As far away as your house is from ours, it is odd we've both heard that growling sound recently. It isn't like we're so close geographically that we'd hear the same growl at the same time. I've never heard this sound before and I pretty much thought I'd heard everything there is to hear around here. The dogs were going nuts in their dog yard, and I ran downstairs and didn't see a thing, but the cats were on the porch wanting to come inside. After that growling sound, I canceled my plans to work in the yard. James, I feel like much of what you say is true, but we have both good and bad government employees and always will. I know sometimes the local wildlife people seem to say whatever the 'official' story line is but their eyes and body language are telling you something else. Our local law enforcement officers are pretty good about telling us to 'do what you have to do' to stay safe, because they know they can't be everywhere at once. They also come as quickly as they can when called, but with only 1 or 2 or 3 county deputies/reserve deputies on duty at a time, their response time can be frustratingly slow. Game bird, I promise, if you tell me you see three dinosaurs crossing the road, I'll believe you. And. on a funnier note....Chris was 15 when we moved here and had a huge iguana named Alex. He built Alex a nice roomy outdoor pen, but somehow Alex would escape and run around although he always came back to the cage when he was hungry. We alerted our neighbors, and I showed Alex to Bill one day. We were watching Alex from the road and he climbed to the top of the pecan tree, which was then losing its leaves for autumn, so you could see Alex very clearly. At that point he was about 5' long. When Bill saw him, he said he needed to warn his wife and daughters because he feared they'd about run off the road and wreck their vehicles if Alex ever ran out into the road in front of them. Bill was afraid the women in his family would think Alex was an alligator. Carol, I do think a lot of people know exactly how to play the system. Tim and Chris both work at D-FW Airport, which is incorporated just like a city, and has a large Department of Public Safety consisting of police, fire and emergency medical personnel employees. Their department has several hundred employees and most are wonderful, but there are a couple that of virtually worthless. How people like that keep their jobs is just beyond me. Dawn...See MoreThe FHA Delinquency Crisis: 1 in 6 Borrowers in Default
Comments (26)Hi Chelone, What's with the listing of your magazines? Was that meant for this thread? Or are you saying that all of those are your cause for belief that "deregulation in banking has encouraged the shocking lending practices that have lead to the present circumstance."? I'm sorry I screwed your name up. I'm usually pretty good about that, and historicially I've been "on the money" with your's, I think. No worries, no offense taken (the mix-up, as I stated, is so extremely common outside of written communications that I'm virtually never offended by it... no even when an offender points out in hindsight that she *MEANT* it to be offensive at the time ;~) I'm either thick-skinned, or thick-skulled (depending who you ask) that way. My own philosophy about investing (WHEN and how) is very different than your's, Dave (sorry again!). I believe in retiring debts efficiently before the term. What do you believe in when the term is too short to efficiently eliminate the leverage, in respect to a person's actual life (not the arbitrarily set term of the loan)? My own portfolio has seen a downturn, but not a terribly precipitous one, frankly. Mostly, I think, because I have paid my major debts in full and now have the option of directing current contributions (that would have be directed to debt/interest payments) to longer term investments. If you look at a comparison of a pre-funded sum growing on a compounding basis (even minus the interest charges considered if the funds were from leverage,) versus a "drip-funded" scheme of the same monthly payment... you'll apparently be quite surprised at how dangerous the "eliminate the leverage, then drip the investment" strategy actually is. I am reasonably certain you will find fault with it all. I'm OK with that. I know that the properties I own are owned "free and clear". I know also that my portfolio is reasonably (within my "risk toleranace") conservative relative to the times frames I have in mind. I'm glad to know you are blissful. ;~) "Broadbrush" is workin' just fine for me. I'll keep that in mind when I see future claims or statements, and pull in the reigns of my accuracy expectations. Here's to your blissful seasons; that you are confronted by no surprises you weren't anticipating, and that you remain safe without having to be aware! Dave Donhoff Leverage Planner...See MoreIf you borrow a tool and it breaks what do you do?
Comments (32)Pammy; you should get something in writing; especially with all of these wacky storms we're having. The neighbor could easily go to a storage unit. You can bet most people would put a claim into your home owners. Raising my hand! Had a neighbor that baby sat my daughter; she liked a few things I had; kind of talked me into letting her use /borrow toys; table; sewing machine.. She turned around & sold it at a yard sale a few months later & denied table & sewing machine were on loan. We had a neighbor at our old house that we did a lot with. The tools they didn't have we did; what we didn't; they did. It was a great relationship too; my hub helped them & their hub helped us. When the neighbor helped my hub; I cooked dinner for both families & would bathe the kids so the mom could relax because I was appreciative of the help. To this day; I can't believe what happened over an iron. I do not iron much; but I'm pretty sure I'd recently used it with no issues. I normally wash the fabric; then iron & cut the pattern out. The iron at this point was probably close to 10 years old; but even the box was in great shape. I take care of my stuff & it lasts. Neighbor borrowed my iron & when I went to use it next; it didn't work. I was making bibs for the neighbor. I wasn't able to just jump in my car & replace it. I was still recovering from my huge back surgery; was down close to 8 months. I saw her come home from Walmart with a new iron. Here I'm not driving; making bibs for 2 of the kids; I would have gladly given her a $20 to pick up a similar iron to what I had but she never offered anything. I didn't expect her to replace the iron; I was more hurt that she didn't ask if I wanted her to pick up a new one while she was out. The story was that my iron didn't work when she used it. What I did not understand is why no one bothered to tell me it wasn't working. Wish I remember how I got to the store to buy a new one. It bites but if you break something (anything) you borrowed don't you replace it? The solution should be discussed. In the case of something expensive; neighbor should have at least offered to get an estimate on repairs; then take it from there This post was edited by roselvr on Sat, Jun 8, 13 at 12:30...See MoreBorrowers Caught in Foreclosure Nightmare
Comments (35)A large part of the problem has arien frm the 'electronic recording' of note. Instead of actually shuffling paper, an electronic database is used to 'record' ownership of the notes. This was done to speed yup sale of the notes, and avoid the recording fees jurisdictions require to actually record the ownership of the note at the court house. There have been hints of problems dating back a couple years. Dutsche Bank created a shell company to securitize notes and issue bonds backed by the notes. They then wanted to save even more money and rolled the shell company into Dutsche Bank. When they then tried to foreclose on some defaulted notes, the court required them to prove they actually owned the notes. All they had was ownership of the bonds, the notes were still in the name of the dissolved shell company. It would be like you purchasing a Fannie Bond, and then claiming the right to foreclose a note 'included' in the bond. You own a bond from Fannie, NOT the underlying notes. Fannie owns the notes, and they are the one who must foreclose. The electronic recording database is a private company, set up just to make buying and selling of the notes faster and less expensive. Some courts have allowed the company status as the 'owner' of the notes, others have taken issue. For may years the whole thing was handled on paper. Each seller added a transfer of the note ownership to the paper file, and then had the new ownership recorded at the appropriate court. This 'hampered' the secondary market, so the recording database was created. At least some of the title insurance companies have had some heartburn with the lack of public record. Only the actual owner of a note can release the note (or someone they directly designate like a settlement company for sales). With ownership of the note not clearly and publicly recorded, how is anyone to judge if the release on full payment is valid? Just as with a quit claim deed, you can only convey your actual interest in a property. A quit claim for the Empire State building I might give you conveys nothing, since I have no interest in the Empire State building. In the name of faster they have managed to cause clouds on titles that may take some time to unwind, and in the meantime owners who have defaulted will escape foreclosure until the courts are satisfied with clear ownership of the notes (and not simply a bond backed by the note)....See Morepnbrown
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