About me: 05/06 WARNING!!! subject to mood swings! LOL! Currently in ’High Desert’ (Victor Valley) area of SoCal, trying to adjust to desert life. Still have a desire to learn ’all the IMPORTANT stuff they didn’t teach me in school’- some because I ’HAVE to know’, some because I’m curious, & some just for the heck of it. Empty-nester MOST of the time... My interests vary day-to-day as situations arise. I TRY to learn something new every day, however I DO get ’brain-overload’ at times & have to shut down for awhile! I have a ’love-hate’ relationshp with the internet & T.V.- Great for info & great for wasting time (& making me lazy! haha...). On those rare occasions we can escape, I enjoy seeing ’the natural beauties of the land’, frugally. (I just love my little tent!) I feel that there is SO much to learn from personal experiences of others, & likewise, I’ve had my own personal experiences to share. See you on the forums! (This personal blurb subect to change at any time)
GardenWeb Member: cathie54 - May 30, 2006
0 Ideabooks
82 Comments
Commented: Laddering CDs I've been wondering also. I currently can get 1.10% APY (1.09% Dividend Rate) on a 24 month ($500.00 min deposit) - interest compounded monthly. (Through a Credit Union) The rates are pathetic. "...
in Household Finances  
Commented: Refinancing - numbers making my head spin! I'd be a bit happier if I had your rates. Mine are 6.625% on the 1st, 8% on second. I've also been spinning round in circles for over a year about the re-fi. DISCLAIMER: I AM NO WAY AN EXPERT! SO WHA...
in Household Finances  
Commented: Money and the Holidays We Just "just fly by the seat of your pants". Growing up we went 'all out'. However, we have had maybe 3 Christmas trees in the last 18 years - the last being 7 years ago when I bought my fi...
in Household Finances