We are building a house and paying cash, sort of. We have a lot of money saved up for the build, and a current house that we will sell after the new house is finished. Once we've used up the money we've saved, we will borrow against our own retirement savings, from the investment company holding those funds. We will repay that loan after the build is finished and our current house is sold. We have an agreement with Land Title, that company makes sure the subs are paid and gets the lien releases from them. Another option (one to consider very carefully) would be to borrow from your 401(k), if you have one. It is possible that borrowing from your savings, even if you have to pay interest, may fit within your religious beliefs.
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fireplace surround
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