I love Lisa's suggestion on the porch!
This would transform your house. I would stick every available penny into doing this
This is your house :
with this porch
pathway on the side AND up the front. larger flower beds. you have a cute cottage home! Bring out the cottage feel!
Even if you only modified the steps, added a stone/hardscape pathway, did more to the landscaping than flower beds, maybe a dutch door, it would make a huge difference.
you don't have to do the picket fence (but you can), but nice bright siding, and the pathway up the middle to the front door looks so much better
here's the full picture of that one:
Q
Roses
Q