Sam Goh, Most dealers would be happy to sell to you even if they are hours away. But how much are you saving for that hassle? The local dealer is less likely to help you out with any problems if you left the area to make your purchase. That one small change you want to make after the fact might be $200 from your local dealer, but $800 if the other dealer has to make the drive to you. Same with Home Depot-do you think HD is going to help you at all if you need help later? If it's an appliance that will wear out in 5 yr anyway, that's one thing. When it's a part of your house that will be there for decades, I'd be glad to pay even a few thousand more from a reputable dealer that will be there for the minor problems. If you have ~60 windows, just keep in mind that it will be exponentially more expensive for you if you have to change them all out in 5-10 yr because they're junk... Just my $0.02, hope you can find a good solution that works well for you.

When I replaced my windows I think Woodwright was the only Andersen insert option. It now looks like you can get Tilt-Wash inserts and also a 100 Series window that can be installed as an insert - is that what you mean by "composite by Andersen"? I was looking for wood interiors. Marvin Ultimate was my first choice but they were a little too expensive for my budget. Andersen Woodwright was a close second and I have been very happy with them. I also looked at Harvey but the quality was a big step down from Marvin and Andersen. I didn't talk to Pella or Renewal by Andersen just because I didn't like their sales approaches. Can't comment on the Andersen 100 Series or other options - but I'm sure others will!

Different materials and different benefits to each.

@WoW Washington I agree the earth tones (to match my home trim) would for sure be safe. I still want to think that black windows would work. Question - this metal trim piece around my front windows seems permanent. Regardless of what window color I choose, I believe it needs to be painted. See what I mean? It matches my home trim right now. This might be the decision maker, if painting it to match windows is the way to go - then all of a sudden I have a very thick black window rather than the thinner lines I like.