Who has the key?
bpath
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bpath
last yearFori
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Keys handover after closing
Comments (58)No, I didn't say that, NC. Of course Title companies are not the "source of funding" and I never said that at all. That would be the lender (which I made clear), which is why the Seller needs to stay all over that transaction. And who "despises" agents and bankers? Not me. However, I realize that they are merely a means to an end in the transaction (not as people, as I am sure many are nice people), and I retain control. You never let the control be in someone else's hands contractually. Sure I can't make the lender give the buyer a loan, but I can sure have a drop-dead date at which the contract dies in my Agreement and I will. Disregard my advice if you like, NC. I am merely posting it for the unknowledgeable or inexperienced who haven't bought, sold, renovated, and managed properties for 20 years as I have. Do know that the Title company closer (your point of contact) is a sometimes a great source of information as to what is actually going on in the transaction and one must cultivate that relationship. Don't let this be an agent-only thing. Retain control of your own transaction. That's my point. That way you don't ever show up at a closing until the funds are ready to be delivered to you. You've paved the way to have that knowledge in advance from the Title company closer. You simply do NOT show up for closing table until the loan is funded (make that clear at the beginning of the transaction) and the closer lets you know when that happens. I get on my phone at the table, and bingo, there's the money. Ok, we are good. That's how I do it. Of course, you have to eliminate silly loopholes in the Purchase Agreement that say things like, "Closing will be on or before (date) or when loan approval is granted, WHICHEVER IS LATER." Heck, no. That is essentially no deadline. I strike that latter (bolded phrase)(well, actually, remove them in a counter offer, since real estate agents are not permitted to strike provisions but only fill out forms, so they don't know what to do with that.). NO keys until I have the money. Show me the money. Right, Saltidog. He didn't read my posts but simply has a knee-jerk reaction to someone who says to retain control in the transaction (to the extent possible - as I say, you cannot force a lender to give a loan to an unqualified person, but you should never get this far) and not hand it blithely over to some agent....See MoreLocks rekeyed?
Comments (18)Oh - with many garage-door openers, it is easy to change the code as long as you have a ladder so that you can reach the unit. If you open up the remote control, you will see a row of tiny switches inside it. There should be similar switches on the opener unit. Just change them - may require a tiny screwdriver, like you'd use to repair eyeglasses, and/or a magnifying glass - of course being sure to set the unit and all the remotes alike. If there is also an outside key lock for the opener, have the locksmith rekey it....See MoreAdult Stepchildren
Comments (10)These are not little children, nor are they really all grown up ready to be on their own as 'adults'. Sure, age wise might say they are, but reality shows the boys have been allowed (encouraged?) to more or less have things the way they like. I imagine living with Dad and/or dividing their time between Mom's home and Dad's home has been pretty much extremely enjoyable for the boys. Best of both worlds per a teens view: man cave with Dad and Mom herself never personally moving on...the boys have not had to adjust. No, they don't want or need you as a 'mother figure'. They have a mother. Nope, they aren't taking well to a lady now living in Dad's man cave either...pfff, here comes this lady raining on their parade. Dad has made numerous blunders. "Well yeah", pretty much sealed evil as forever being a part of stepmother for you. But it also clearly states that your husband is not perhaps entirely in agreement with you and the changes you desire and are attempting to make. More, he's willing to let you make some changes to please you...but he was pretty much happy the way his home was before you decided their should be expectations and rules. Buying a new home overall for husband and you to start out in and create 'your' home (you/DH) would have perhaps been better and easier for all. A house the boys are not as familar with and don't think of as 'their' house and you the outsider crashing their man cave. Is it too late to consider buying a house and starting the newly married couple home afresh? And no, sending a letter to Mom is bad idea. It will amount to striking a match and tossing another log onto her already burning fire. Don't give her more fuel. Husband needs to discuss whatever with Mom, and husband needs to be the one doing the communicating with her. If he's not willing to tell Mom that he's capable of running his own home, you've got another whole new problem. Whatever for whatever reason is between them needs to be dealt with between them. If he can't stand up to her, he either does not want to or is afraid to. He's got to learn (or grow the b*lls) to defend himself and stand as a man in control of his own life...you can't do that for him....See MoreKei-Mei Parks has passed away
Comments (3)F.W.I.W. I read your post and the page it linked to. Before then I didn't know her story....See Morepricklypearcactus
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