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maddielee49

Ever make a stupid banking error like I did? WWYD?

maddielee
2 years ago

Yesterday, while paying bills electronically, I accidently paid to the wrong account. I didn’t realize my mistake until this morning.


My bank can’t put a stop payment on an electronic check. The account receiving the misdirected funds is a credit union that held a vehicle loan that was paid off 9 months ago. The Credit Union telephone rep tells me I have to go to one of the branches and report my problem. Thirty-five miles away.


I emailed the Credit Union, that didn’t help.


Do I really have to travel to the branch? Shouldn’t they find this extra money and send it back to my bank?


I’ve been using Bill Pay for years with no problems. This is fully my fault for not paying closer attention and not deleting the Credit Union ‘pay to‘ info when it was paid off. The account that I was suppose to pay is Midxxxx. The account that received my money was Midxxxxxxx.


I don’t want to make the trip if they are apt to return the $$$ when they find it. help!

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