Anyone purchase AARP ?
Judy Good
3 years ago
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Comments (23)
maire_cate
3 years agolast modified: 3 years agokathyg_in_mi
3 years agolast modified: 3 years agoRelated Discussions
should I drop aarp?
Comments (16)Please do as we have suggested. Call the contact number on your card. Also, you should be getting some sort of billing statement. Look where you keep your paid bills and find a statement. That would have some specific information. My mother had AARP supplemental insurance. Whenever she saw a doctor or was hospitalized, she gave her Medicare information and her AARP Health Care Options card. But the actual insurance was from United Healthcare Insurance Company. Each year they sent a payment coupon book. I'm looking at hers right now. It says, "United Healthcare Insurance Company; Payment coupons for your AARP branded health insurance plan(s)." Also, everytime she used her Medicare & AARP cards, she received a "Summary of Benefits" from United Healthcare listing what medical services were provided, when, where, by whom, what Medicare paid, and what AARP paid. You might have some of these and not realize that they're from AARP's health care provider. If you can't find anything, try calling AARP's main number (1800-424-3410) and explain your confusion. Someone should be able to look up your account from your membership number and tell you exactly what kind of health insurance you have....See MoreIs AARP the way to go for mom???
Comments (5)I have a self employed artist friend who saves money by getting her medical coverage through a small business association. Your parents might look into this while they are still working. $2500.00 doesn't seem like a very high deductible to me. Perhaps your parents could put this money in a tax-exempt health savings account where it can earn interest until they need it. If you go through AARP, keep in mind that they will sell your information to Pharmaceutical companies for marketing purposes. Here are a few links that might be of interest: http://www.ustreas.gov/offices/public-affairs/hsa/ http://www.ehealthinsurance.com/ http://www.ehealthinsurance.com/ehi/hsa-health-savings-accounts.ds http://articles.moneycentral.msn.com/Insurance/InsureYourHealth/AsurvivalGuideForTheUninsured.aspx...See MoreAARP - worth joining?
Comments (40)I've been thinking about Michael's comment and I think I have it figured out. I think he doesn't understand how currency exchange works. The key was his sentence "After negotiating the lower rate, the exchange rate saves me more. " The exchange rate doesn't save you anything at all, an exchange rate is the amount of relative value when converting money from one currency to another. I think what has you confused is that both currencies are called "dollars", which really has no consequence. Lets call Canadian currency "pencils" instead. The exchange rate is such that US$ 1= 1.33 pencils. Or, 1 pencil = 75 US cents. Both numbers slightly rounded. One is the reciprocal of the other. If you're in Canada and want to pay cash for your 155 pencils hotel room, withdraw 155 pencils at an ATM and your US bank account will be reduced by US$116. If you present a credit card that bills you in US dollars, the hotel will put in a charge of 155 Canadian pencils through VISA and your bill due VISA will increase by US$116. Have a Canadian credit card in pencils? No problem. Pay the 155 pencils bill with your Canadian Visa card and at the end of the month, send the Canadian bank a check for US $116 (assuming no change in the rate) to pay the balance you owe them of 155 Canadian pencils. All examples also ignore a percent or two for transaction charges which are minor anyway and usually can't be avoided....See MoreAARP Membership?
Comments (14)I subscribed for a while, but found it pretty useless. tried Hartford through them. The best rates were for combo house and auto insurance, but they wouldn't insure my home because I live close to saltwater (inland Puget Sound) because of hurricanes! I explained we don't have hurricanes here....didn't matter - there was no looking at it for them. Saltwater = hurricane risk, good bye. I found better, more affordable insurance elsewhere. I find most of the nicest hotels I stay in offer the same discount for seniors as they do for AARP or AAA members. One very nice hotel in Victoria BC did not, but I was meeting a friend who said she'd use her AAA card to pay for my hotel. But the hotel never asked for it and I got the lower rate. I found that to be true even when I had my own membership. This might help you https://www.elderguru.com/should-you-join-aarp-questions-and-answers/...See MoreElizabeth
3 years agobragu_DSM 5
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3 years agoUser
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3 years agojane__ny
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3 years agoAlisande
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3 years agolast modified: 3 years agoElmer J Fudd
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3 years ago
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