Healthcare providers--how do you choose?
5 years ago
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Medicare Muddle - What Plan to Choose?
Comments (2)Hello, agnespuffin. I have a plan! Well, I think I do... In addition to funding our Medicare Parts A & B, I'll get a Medigap policy for both of us and a Drug policy for just me. (DH's drugs only total $212/yr. retail.) Medigap: DH's former employer is offering Aetna Traditional Choice Plans A or B. No copays, no limits. Plan A has no deductibles. Plan B has the two usual Medicare deductibles of $135 and $1068 each. Plan A runs $61/mo. for us both. Plan B is $19/mo., but considering that we will surely reach the $135 deductible for office visits it's really $41/mo. No drug coverage on either. Drug Plan: AdvantraRX Value just for me with my expensive Advair and some antibiotics, etc. running about $2500/yr. retail. This is $498 for mail order and my Advair will be $25.50 each month. I hope this combination will do the trick. If you spot any holes, please speak up. Do you think it's worth an extra $230/yr. to buy the no-deductibles Aetna medigap Plan A over the Plan B? It is so helpful to have a sounding board. Thank you! Sue...See MoreCare to share? Do you volunteer, or have you ever?
Comments (26)Natesgram, I've worked in a NICU for 15 years and I can't tell you how much we appreciate those fleece blankets for our babies. We also have local volunteers who make isolette covers to keep the environment dark for our babies because it is developmentally appropriate (they shouldn't be born yet). Have you ever seen one? And when my late grandmother was getting chemo for pancreatic cancer, she was really appreciative of the person who made her a cozy fleece for when she got her weekly chemo infusions. I just want to send a big thank you to you for your work, because I know how much such those small things mean from the other side of the fence. Yes, I volunteer. I have volunteered in the medical tent for the NYC marathon for several years. This was before children. After 911 I volunteered making sandwiches for the rescue workers at ground zero. Before I started my career as a PA I volunteered at my local hospital transporting specimens to the lab and escorting patients out of the hospital. Currently I volunteer as a girl scout leader for my 9 year old's girl scout troop. I was never a girl scout as a child, so I am learning as I go. Even though I rolled my eyes when I was asked, I truly enjoy the girls and having a positive influence on them. We are currently involved in a project in building butterfly gardens in our community to restore monarch butterfly habitats. It is so much fun seeing these girls get involved. My mom is getting ready for retirement, she has been volunteering at our local animal shelter. I think she has always been involved in some sort of volunteer project for as long as I can remember. I guess the apple didn't fall far from the tree. :)...See MoreIf you could choose to live anywhere in the US, where would it be?
Comments (153)@Beth H: The closest ocean to landlocked AZ is Puerto Peñasco, Mexico or in English Rocky Point. It's about 3 and a half hr drive depending where in AZ you begin - about 212 miles. You can get to San Diego Cali in about 5-6 hours which is 355 miles from AZ or head to L.A. in about 5-6 hours but don't try it on a Sunday or Friday! LOL @Destiny Jensen: If you think AZ has no major natural disasters - think again: Most frequent disasters are severe thunderstorms, flash flooding, drought and dust storms (ya haven't lived until a dust storm comes through town). Three years ago, a wildfire burned a half a million acres. Bring some marshmallows when ya come to stay. If you don't included Cali's wildfires last year, AZ is the 4 state with the highest dollars spent thanks to disasters - all natural. If you want a safe state, try Vermont, Main, Minnesota, Utah, New Hampshire, Connecticut or Rhode Island, Hawaii, Massachusetts or Washington for safe from most disasters - top 10. So, if I could live anywhere, where would I live? Well, right where I am now in the great nation of Texas. I like the rural life and the south yet be a day's drive to lots of places to take a fast weekend, hike, raft down a river, see the mountains - hit Mexico or Louisiana or OK, or AR or NM. Could even make MS or GA and panhandle of FL in one day's drive. Yea, and I can take a trip to see friends in Guadalajara in a couple hours or fly to see a friend in Granville Ferry and take in the Celtic festival in Cape Breton. No matter where I roam in this world, I always get a "high" when those wheels hit the great nation of Texas. Yeah, I'm home....See MoreIf you had to choose... FL edition
Comments (26)Well, if you decide you really do want a Speed Queen FL (or most any other heater-less FL washer) there is an old installer's work-around which I learned about from a posting by combo52 in an AutomaticWasher thread. Basically, you can add the equivalent of an on-board heater by placing an inexpensive, small, 120v point of use water heater with a two or three gallon tank. Connect it between the cold water tap and the washer. (The heaters connect with ordinary washer hoses.) You only run the heater for the fill-phase of the wash cycles in which you want water hotter or warmer than the washer otherwise provide. If interested, it is discussed further in one of the threads which I linked in my first post above: https://www.houzz.com/discussions/6073332/speed-queen-front-load-washer#n=4. Of course, this work-around does not provide profile washes or maintain a fixed high water temperature for the duration of a wash. For that, your washer needs to have both a recirculation system and the programming to keep wash temperatures at fixed level. Few models do, these days. From what I've seen reported recently here and at AutomaticWasher, most on-board heaters these days seem to work only to heat for the initial incoming fill. Of those models which do have hardware and programming to maintain a fixed wash temperature, most only seem to do that for a couple of the most extreme cycles like a "sanitize" cycle. Does that matter? Sometimes, yes. Often, not so much. Your original post asked for input on on-board water heaters, I will echo what Luna said above: "It all depends on what YOU want." For example, some folks want or need wash cycles that can hold a specific hot or warm temperature throughout. I'm recalling several posters who, for healthcare and/or other particular reasons, needed cycles that would hold temperatures like 170°F or 140°F for an entire wash cycle. Others of us only care about temperatures that do not fall too far. Still others don't much care one way or the other. It all "depends." For example, someone might need to address dust mites residues for allergy reasons. That means (apparently) having a wash water temperature above 130°F for at least three minutes. (Or maybe drying on high for longer.) For that wash, you might start with incoming water at 140° and finish up with wash water draining out 10 or 15 minutes or 20 minutes later at 125°F. You've met the standard of "3 minutes at or above 131°F. Or you might insist that your washer hold 131° (or some higher temperature) for the entire cycle. With my own rig, I can get initial wash temperatures of anything up to 160°F but my washer does not have any means for recirculation and reheating. I have found that the temps fall (in my washer) by about 10° to 15° by the end of the 16 minutes of washing cycle. As an aside, be warned. It starts innocently enough with participating in these discussions. Suddenly, you find yourself temping wash water input and drain water and realize what an an appliance geek you have become ;>) For most of my washing, though, I can start with tap hot of around 130° and finish up with the drain water in the low 120s and that is fine for my modest, lightly soiled or stained laundry. YMMV and that's where selecting washing machines starts to get as difficult as graduate level research and shopping for cars. You have my sympathy....See More- 5 years agolast modified: 5 years ago
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