Soc. Security Survivorship Benefits - help!
share_oh
3 years ago
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widow's benefits?
Comments (35)Thank you all for your kind attempts at providing answers to my questions. I seem to have given you the wrong impression of this lady. I've known her since she began working for me in 1988 and we've become friends. She doen't gossip, but she does confide in me. No one else knows what's going on in her marriage, not even her children. This woman is active in her church, is pleasant, warm, cheerful and liked by all who know her. But you're right,she's not your typical minister's wife. She has a heart of gold, but doesn't have any sophistication to her...not in dress, manners or appearance. Her table manners are basic and her speech is not considered "proper English". She often mispronounces words and sometimes uses the wrong choice of words when trying to explain herself. But that's her and what makes her special. But she's not a good partner for this man because they are on 2 different social levels and she doesn't fit in with his people. And he makes sure she knows this. I'll give you an example: They and some friends saw a movie with subtitles. After the movie the group was discussing the movie and he told others in the group not to bother including her in the discussion because Lillie couldn't read well enough to have followed the sub-titles. Nice, huh? "Rev" didn't marry her for her paltry dowry. He married her because a Reverend in his church needs a wife to act as hostess. He had been widowed for several years and his congregation was about to oust him and search for a minister with a wife. He needed someone to tend to his house, cook his meals and tend to his needs. She was a cheap resource for all of this. He bought himself some time when he started dated her. He sought her out because she didn't ask for much. He thought she'd be flattered by his attention. And he expected she wouldn't complain about anything because being a "Reverend's Wife" would be enough for her. Lillie has no education. She worked in the fields as a child growing up. She reads at about a 4th grade level and though she has a heart of pure gold her exterior is rusty. In conversation one day a couple of years ago she confided in me. She wondered what would become of her if anything should happen to her husband because she was not provided for in his will. That conversation led me here. In my haste to post, my information came across as confusing and misleading. I have not changed my story as part of a game. I simply said the wrong thing and I've attempted to correct the info. I'm even getting the feeling that at least one person thinks I'm a troll OR that this is my story in disguise. You're wrong on both counts....See More?? about soc sec
Comments (3)From the SS web site: Q. Are my benefits figured on my last five years of earnings? A. No. Retirement benefit calculations are based on your average earnings during a lifetime of work under the Social Security system. For most current and future retirees, we will average your 35 highest years of earnings. Years in which you have low earnings or no earnings may be counted to bring the total years of earnings up to 35. Here is a link that might be useful: social security benefits...See MoreRules for Social Security
Comments (21)Two questions and answers, copied and pasted from the Social Security Administration web site: Question How long must you be married to a spouse to collect benefits when the spouse dies? Answer A person can qualify for widow's or widower's benefits if he or she was married to the deceased worker for at least the 9 months just before the worker died. (A surviving divorced spouse must have been married to the worker for 10 years immediately before the date the final divorce became effective.) The 9-month duration-of-marriage requirement is waived if the insured person's death was accidental or if it occurred in the line of duty while he or she was a member of a uniformed service serving on active duty or if the widow(er) who was married to the insured person at the time of the insured's death was previously married to and divorced from him or her and the previous marriage had lasted 9 months; or if the worker was precluded from divorcing a prior institutionalized spouse under State law and married the widow(er) claimant within 60 days after the prior spouse's death. The first three of these exceptions to the 9-month duration-of-marriage requirement do not apply if at the time of the marriage the worker could not reasonably have been expected to live for 9 months. The insured person's death is defined as accidental only if he or she received bodily injuries through violent, external, and accidental means and, as a direct result of the bodily injuries and independent of all other causes, died within 3 months after the day on which the injuries were received. AS an alternative to the 9-month duration-of-marriage requirement and exceptions, a claimant may qualify as the worker's widow(er) if he or she:  Is the biological parent of the worker's biological child;  While married to the worker, legally adopted his/her child before the child attained age 18;  Is the parent of a child who was legally adopted by the worker while married to the claimant and before the child attained age 18; or  Was married to the worker at the time both of them legally adopted a child under age 18. Question If I receive widow's benefits and remarry, how does this affect my benefits? Answer In general, you cannot receive survivors benefits if you remarry before the age of 60 unless the latter marriage ends, whether by death, divorce, or annulment. If you remarry after age 60 (50 if disabled), you can still collect benefits on your former spouse's record. When you reach age 62 or older, you may get retirement benefits on the record of your new spouse if they are higher. Your remarriage would have no effect on the benefits being paid to your children....See MoreSocial Security question
Comments (18)Some of these rules don't make sense to me. It sure seems like there are a lot of ways to get far more social security benefits than were ever paid in. I don't blame people for taking advantage of the rules in place but I sure don't understand them. I understand and agree with survivor benefits but I really don't understand how a non-working spouse can get half of the working spouses benefits despite never paying in. It seems that it should be distributed at a household level based on household income if the marriage is maintained into retirement. It also doesn't make sense to me that multiple ex's can all collect the same amount. I don't understand how the system can sustain itself by paying out so much more than was contributed. But I guess that's why it's supposedly going bankrupt. If I'm wrong about any of these, please correct me as I would love to know the truth. My research has only shown me tips and tricks to maximizing benefits. I've been paying social security for 10 years and have another 35 to go. I really wish it were optional because I am pretty sure I will never see this money again....See Moreshare_oh
3 years agoOlychick
3 years agomaifleur03
3 years agomaifleur03
3 years agosjerin
3 years agoshare_oh
3 years agosjerin
3 years agoOlychick
3 years agolast modified: 3 years agoIzzy Mn
3 years agowoodrose
3 years agoshare_oh
3 years agoOlychick
3 years agolast modified: 3 years agowoodrose
3 years ago
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