Do you k now a bully?
sal 60 Hanzlik
3 years ago
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Comments (36)
socks
3 years agowildchild2x2
3 years agoRelated Discussions
Where should I put my $ now that company doesn't match 401k?
Comments (10)"I would avoid a loan from my 401K at all costs. You pay it back with post-tax dollars so you are taxed on it twice and if you ever leave your company, or worse, get laid off, the balance is due in 60 days or so. I've seen the "taxed twice" claim about 401K loan many times, usually on the websites of big investment companies who have a stake in keeping your 401K accounts to themselves for as long as possible. It's bogus. Anyone who takes out a 401K loan will make monthly payments back into the same 401K, usually for a period of five years. Of course the payments are made with after tax dollars, but the same would be true of paying back any loan except for those tied to a mortgage, such as a HELOC. And once it's paid back, the withdrawals you take out when you finally retire will be taxed at the same rate as they would have been if you had never taken out the loan. You pay interest on the loan at a fixed rate that is set by the plan and usually lower than any rate you could get for an unsecured loan. That means the unpaid loan balance is earning returns at that fixed rate. If you happen to take out the loan at the beginning of a down market, it'll likely be earning at a better rate than the rest of your 401K, and you will actually have a larger 401K balance at the end of the loan than you would have had otherwise. In times of an up market, however, the reverse will be true. The real and best reason not to do it is if you think you might leave your employment, voluntarily or otherwise, before the end of the loan term, because you will have to pay it all back....See MoreNewbie help - replace now or repair? Is 16k ridiculous?
Comments (8)Hi, The guys on the site are great and helped me decide what to buy. Ryan is spot on, get at least 3-4 more bids, Trane or American standard, Carrier would be my suggestion. Prices do vary but that seems very high I just had Trane 3 1/2 ton installed and love it. The quote to replace my coil was 900 but my fan was also going. I replaced a builders grade York only 8 yrs old. I did research for 2 weeks it is worth it . I had bids from $4700 to 8,4oo. You can see what I purchased it's on page 5, titled Trane xr 14 vs. Carrier 16. I asked all the sales reps. the same exact questions and compared what they said or recommended. Good luck and do your homework. I know more about Seer, Eer, hspf then I ever wanted to know. Checkout the dealers with the BBB and make sure you get the ach certicate from the dealer for the tax credit before they start the job....See MoreWhat does a 3K oven do that a 1K oven will not do?
Comments (35)Update on the Panasonic Convection/MW: I cooked stuffed peppers last night and decided to preheat the oven. I combo cooked for 25 min total but it took a little longer to get everything put together so it was preheating for a while before that. When my daughter got something out of the cabinet above she commented that it was warm and it definitely was. I got out the manual (which has a picture of the oven on a counter below wall cabinets) and under placement of oven it says "3" clearance on each side and 1" on top, do not block air vents, do not place near a hot, damp, surface such as a gas or electric range or dishwasher, do not operate when room humidity is excessive." Also, I couldn't find it on display anywhere when I was looking. They have it online at Sears and Best Buy but not in the stores and none of the 4 appliances stores that I went to had one either. I ended up buying it sight unseen at Buy.com . So far I like it better than the Sharp. Hope that helps! attention. I did notice the cabinet being warm on occasion but never checked during or right after cooking. I cooked the stuffed peppers for 25 minutes total but it took me longer than expected to get everything put together so it was preheating for a while. I know that doesn't help much but I thought I'd throw that in. Also, FWIW, when I took down the wallpaper in the kitchen several weeks ago, the paper behind that oven had come away from the wall. I read about the Panasonic here on Gardenweb. It seems stupid to have a countertop oven that size that nees 6" clearance above it month, teh paper beThere's about...See MoreWell, f**k. Fusarium yellows. What now?
Comments (3)Why are you 100% sure it is fusarium? Have you had it diagnosed by a plant pathologist? Have you dissected any of the corms? IMO, it could just as easily be not fully developed plants (immature corms or did not grow to blooming size) shutting down for the season. I find glads are much easier grown in the garden rather than in containers. It is difficult to provide these sorts of bulbs/corms what they need to flourish in a container setting. Unless using a gritty mix, most potting soils are far too water retentive and this encourages the development of these soil fungal issues. FWIW, fusarium is only one of many common soil pathogens that are present in most soils and there is very little you can do to control other than planting resistant plants. Like Camp, I'd be inclined to toss these and start over with fresh bulbs in spring and plant in the ground. Glad corms are cheap and easy to obtain even without a catalog - everyone sells them!! And in my experience, they are not worth trying to winter over. Even if left in the ground in mild areas, these just do not come back with a similar vigor and blooming ability in following seasons....See MoreAdella Bedella
3 years agoElmer J Fudd
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3 years agoAnnegriet
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3 years agoZalco/bring back Sophie!
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3 years agoZalco/bring back Sophie!
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3 years agoSEA SEA
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3 years agoZalco/bring back Sophie!
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3 years agoElmer J Fudd
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3 years agowednesday morning
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3 years agoElmer J Fudd
3 years ago
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