A picture would be great. I don't know if you have wood floors in other rooms but they should all match. Ideally you'll want some contrast between the cabinets and floors, so if a natural finish makes the floors too close to the cabinets you might want to consider a stain.

Were you instructed to purchase all 4 cleaning and maintenance products??? You would do very well to have the refinisher come in and (purchase all products from him/her) show you how to maintain your floors. You will probably pay $50/hour for this 1-2 hour tutorial. You and the refinisher will work these spots together and apply the finish oil to bring back the original look. And then you will learn your weekly, monthly and yearly maintenance requirements for an oiled floor. As pretty as these floors are, they take work. Much more work than a polyfinished floor.

"We want to be able to see the character in the wood." You will need to be more specific. You want to see natural color, grains, knots, mineral streaks, etc.? Is there a inspirational floor?

Thank you so much! I appreciate the expert advice. I'm definitely not an expert! I think I used the wrong term earlier - when I said 'raw'. What I meant is that that ideally the colour looks like natural wood, as close to white oak as possible - vs. something that turns pink, yellow or orange. We do want some shine, and are leaning toward a satin finish. So, in that case, would you still recommend Loba invisible? Concerned about durability, as we don't want to be fretting about the floors. These floors are rather yellow, which is why I asked about the UV blocker or stain. Edited to add: we also have the option of delaying this work and waiting until someone that can do both Bona and Loba is available. So, if Bona might be a better option, that's something we can consider. Quite possible I'm overthinking this ;)