I would love to help but I can't see any pictures. Check your settings.

herbflavor, We bought the place because it was all that we could afford at the time without a mortgage, and the housing crisis of 2008 was still fresh on my mind and I absolutely did not want a mortgage, and still don't. We could have qualified for one but we didn't want one. Our next house will also be paid for in cash but it's going to be our "forever" home and we are projecting that its going to cost 200k. DH owns a business, and now I also own a business. Both our businesses do well. We are not rich. We are middle class. But we will not get a mortgage; we are very debt-averse. -------------------------- homechef59: "I'm going to continue with the wall extension for the refrigerator. You said the refrigerator would be too big and stick out. So, frame the wall with an L-shape into the dining room just far enough to make the refrigerator sit flush with the line of cabinets. Just trying to keep a lid on costs and get you some improvements." That is still moving a load-bearing wall, which costs $3k+, right? -------------------------- scone911: "Given your sketch, and based on instinct and experience, I wouldn't put any more money into this house. It's not worth the hassle, and I don't think you will get it back if there are mass market developers in the area who can undercut you every few years with a new subdivision that has all the bells and whistles. This house is already nickel and diming you, and that's really bad for your finances-- when you are young, you have a golden opportunity to start saving for retirement, so you have the power of compounding working for you. Throwing cash into a money pit house on speculation that it might be worth something someday, if everything breaks just right, is asking for trouble, IMO. Don't take that risk if you don't have to." We own it outright; there is no mortgage or lien or backtax; nothing. Free and clear. "I'd divide the land, if possible, and put a stick built or modular in the new section. Keep the old place as a rental if you can. At least the old house gives you somewhere to live while you build, and a modular can go up fast." We prefer to save up our cash towards our "forever" house instead. Also, we think at this time that what the property really has going for it is the land. If we divided it up it would lose a huge amount of its charm. The house itself has no charm at all; the land has charm. It has trees and wildlife and feels like you're in a forest; it's quite pleasant. "If you can get the land divided and ready to go in the next couple of months, you might (just possibly) be able to move into a new place by Christmas-- and get on with your life." No, because that would require getting a mortgage. We believe debt is something you do when things are more certain, and given the state of the economy and world affairs we are very far away from the kind of comfort level that would draw us to a mortgage. I suppose that wraps up this particular thread. I'll post a new one with a much more accurate to-scale sketch of the kitchen, dining and laundry floorplan so it can be hashed out better. Thanks again everyone! This was very insightful and educational.

Art is where your personalities will come through. Textiles in simple (Ikea!) frames, garage sales, and thrift stores are possible sources. One of my favorite things is to find an amateur piece that speaks to me. I have a lily still-life and some landscapes that make me smile every time I look at them. I've spent between $5 and $100 (dithered for months over the expensive one!).

Thank you for taking the time to do this cawaps!! I can't wait to start getting some lighter furnishings in here, makes a differnce!