Ikea for sure.

I have done several insurance claim kitchens with Woodstar, Aristokraft, or Merillat Basics. All American made, not import. They offer similar construction quality and similar pricing to Ikea, but have many more size choices. Get rid of the wood hood. It’s a really expensive choice no matter what line you would be in. Do a plain stainless chimney hood, or a plain metal under cabinet hood.

That is not a 5K kitchen in anyone’s cabinet line. Not a 10K kitchen either. It’s double the size of a 10K kitchen. That’s 20-30K worth of mid grade cabinets in that kitchen. Plus counters and appliances and wiring and plumbing and flooring.....

You need to contact a private insurance adjuster if your contractor can’t go back to the insurance company and explain why their first settlement offer is ridiculous. You do not have to accept what they offer. They can give you more if your contractor fights for it. Or if your adjuster fights for it.

Sorry, I should have clarified. We are looking to spend 5-10k on the cabinets themselves. The actual total insurance offer is around 33k.

Ikea is likely the best bet for that price point and there are some decent options.

Stock cabinets are going to be around $5k plus hardware and install. Your layout could be done with stock cabs as there's nothing too custom about the space. If you want semi-custom, the price climbs quickly. What are your preferences for materials and finish? Are you reusing the existing tops and appliances?

Sorry, but you are not getting that many feet of cabinets for 5K. Even cheepchinesecrapola crapinets would be more than that. I was talking just the cabinets budget in a mid grade level being 20-30K. Even the Basics line that Cooks talks about above would be 14-16 for that. It’s just a LARGE space that is double the size of a standard kitchen. You can’t change that.

Which is why you need to talk to an insurance adjuster.

Okay, we are very new to this and trying to figure it out all out. The contractor we are working with quoted us at 12 thousand for the Waypoint 650 series line in the layout above so that is what I am working off of. Any thoughts on that line? It seems I should maybe reconsider it....

I'm not familiar with this line, but it looks American-made, face-frame construction, and offering a lifetime warranty. But I do not know what the $12k includes...roll-out shelves, crown molding, decorative end panels, etc?

I agree with Sophie, get an adjuster. We had one when we had a toilet leak that caused mold damage (slow leak into the wall, only saw it when the wall got moldy) and she was very helpful and pointed out lots of things we would’ve missed and had to pay for out of pocket.

I've done it many times in SoCal for less than $60 a foot. These were cheapcrapola cabs, but they did look nice, held up the counter top and provided ample storage. Cabs are usually the biggest expense in a kitchen reno.

Waypoint is Shenendoah is Timberlake is American Woodmark. Entry level. But weak as water if you want white cabinets. A massive amount of issues with their white cabinets.

Got it, thank you. Any thoughts on Medallion or Wolf? Also, our insurance company is saying they will only pay for base cabinets because the uppers weren't damaged. I just wrote an e-mail arguing this because it will depreciate the value of my home. Is this standard procedure or should I continue arguing it?

They will pay for uppers because everything needs to match. But you have to have someone experienced with dealing with insurance people. They can double the payout. Or triple even. Depends on how it is asked for and the documentation provided.

Don’t bother with Wolf. Medallion is good but will be the 20K or more average discussed above. Which is why you need more payout.

Fight with the insurance company. You had matching cabinets pre-event and you should have matching cabs after. End of story. I just won this sort of battle for my sister regarding flooring. Won it pretty quickly. Hope you do,too.

As Sophie says. The adjusters get paid via a percentage of what you get from the insurance company, but usually they’re so good at arguing with the company in the first place, you still come out with enough to do the job right.

Agree with the benefit of getting an adjuster (your own, not the one the insurance company sent). We just completed a big Irma-related claim.

In the process, we met an adjuster working for a large, high-end resort. His knowledge is something a homeowner could not replicate. We were fortunate that he offered to review our claim and assist us.

Insurance companies do not make profits being generous with claims. You have a right to get the same quality kitchen you had before. Of course there can be issues if under-insurance. Get a professional on your side.

Insurance companies are in business to make profits, they accomplish it by paying out the least amount possible. Having experienced a total loss house fire, I very much regret not hiring an adjuster. Yes, I was able to get more than what they initially quoted for many things, including the kitchen cabinets, but it was so many fights back & forth.