Advice re: upgrades to sell house
7 years ago
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- 7 years agolast modified: 7 years ago
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Needing advice re: two houses, not enough $$
Comments (17)Nicole -- I'm with revamp -- there is no equity to tap into in the house I live in. I think Dave Ramsey is great -- actually, he's a friend of the family and a super nice guy. I would love to be debt free - unfortunately, the last 3 years have been one financial disaster after another (divorce, ex basically stealing $30K, car catching on fire and totalled, 3 months out of work, medical bills, and the 'evil' house). Realize that the debt I have now is directly connected to the money I have put into the 'evil' house. I have pretty much decided the only thing I can do is give the house back to the bank. It is probably not the MOST responsible thing, but I am not willing to lose everything I have (including the home I live in) for the 'evil' house. The foundation issue is the last straw for me. I am going to focus on repaying the money I owe because of the retaining wall and my other debt. Right or wrong, I guess I am justifying giving it back because I feel like I have done everything I can to get the house in shape and sell it. I made mistakes, but I really felt like what I was doing was the right thing. I am giving the bank a house I put $50K into that I will never get back. Ultimately, I hope that the guilt of defaulting on the loan will be overshadowed by the relief of not having the financial and emotional pressure of owning two homes and being a landlord. Revamp -- thanks again for the sympathy. I hope you are able to sell your 'evil' house soon!...See MoreInsurance on an investment home that we're going to re-sell
Comments (8)If the house is fit for occupancy but vacant, you should have little trouble getting insurance. You will likely have some sticker shock at the policy price, but hopefully you'll just have to pay it a couple of months. You existing agent should be able to give you a quote. If the house requires more than just some cosmetic work or is really old, insurance can get substantially more complicated. We bought a 100 year old house to renovate and lived elsewhere for several months. It took a bit of legwork to find a company that would issue a policy and they charged us an arm and a leg....See MoreRe-doing house to sell later on questions
Comments (15)NatalieG: Speaking with a realtor is good advice, but I'd suggest touring some new homes also. Builders build what buyers want to buy so the more you emulate the latest in houses, the more you can compete when you go to sell. Despite the claims of retrofit window salesmen, the payback on windows is something like 40 years and probably longer now that energy prices are coming down. People expect the home they buy to have windows and a roof that doesn't leak. I told my sister-in-law that she was going to put a roof on the house she inherited from her mother, either out-of-pocket now or let the buyer take it out of her hide on the sale. She chose the latter....See MoreSelling a home that we're emotionally tied to
Comments (27)We close in 2 weeks after having lived here for 30 years. We were in our early 30s when we moved in and we retired this week, so yeah, a lot happened here. I cried after the first time we met with a realtor, I cried when we started "depersonalizing," I cried every time I had the "I can never come back here and look out this window" thought. But I didn't cry when we started moving to the new place or when we signed the agreement to sell or even today when we signed all the final stuff (although I noticed there was a box of tissues on the table). We still have a couple of hurdles, though-- last truckload leaving, which means the art and last furniture will be gone, and the final drive away a few days later. I think it has helped to have it not all happen at once. I had visualized closing and handing over keys and driving away all at once and the thought was leaving me in a puddle. I will never think of this place as a mere "four walls" though. Some of the best and worst times of my life were here. Plus we touched every surface, planted every plant, etc. It will always be "home" in some ways....See MoreRelated Professionals
Pedley Architects & Building Designers · Spring Valley Architects & Building Designers · Amarillo General Contractors · El Sobrante General Contractors · Franklin General Contractors · Gary General Contractors · Ken Caryl General Contractors · Monroe General Contractors · Port Saint Lucie General Contractors · Post Falls General Contractors · Shorewood General Contractors · Signal Hill General Contractors · Williston General Contractors · Compton Home Stagers · McLean Home Stagers- 7 years agolast modified: 7 years ago
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