Question re "Wolf Hall."
10 years ago
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To re-glaze or not to re-glaze, that is my question
Comments (18)This decison was the biggest issue before we started to remodel and really held us back from starting sooner (we are now in the middle of it). We wanted to gut the bathroom ourselves but heard how hard it was to get the cast iron tub out. Ours was pink. We had bathfitters come, and the quote was over $3,000 for a custom tub and wall surround. Then we got a quote for reglazing -- $300. He said he would only do it in our downstairs bathroom where we have a window, but will not do upstairs becuase he won't use the chemicals where there is no window -- too dangerous to his health. So we were kind of bummed because getting the tub out from upstairs will be a bear. We were pretty set on reglazing because the downstairs is a guest bathroom and the bath/shower isn't used that much -- unless we move downstairs when we are old :) Then our plumber came to give us an estimate for the rough plumbing -- he suggested not reglazing because it doesn't last, and said here's a hint, take a sledgehammer to the tub -- which we did and it came out in 6 pieces in 1 hour -- and the town took it from the curb. He also begged us not to get our faucets from the big stores so he wouldn't have to rip our walls out in a few years. So now we have a new Kohler white cast iron tub downstairs and are not afraid to face the upstairs bath remodel. We will most likely get Americast upstairs because it is lighter. Just wanted to let you know what we found out about reglazing and an easier way to get the old tub out....See MoreRe-Fi - question re: taxes
Comments (4)Hi Shaun, Why can't the existing mtg company send the money we've paid in for our property taxes to the new mtg company and then *they* can pay them when they are due? I just dont understand this. Can someone explain it to me? I can explain... but unfortunately, the answer's not going to be very satisfying. The reason is beacuse the servicing company (the place you send your loan payments to, who manages the distribution of the cash, and subsequent bookkeeping of where it all goes, and when) is not your mortgage company. It may be a subsidiary of them, or a 3rd party contractor... but its not the actual mortgage company (even if it has a very similar name.) The servicing companies business model is to have as many loans managed per month, by the least number of clerical administrative staff, at the lowest possible hourly rate. In order to accomplish this, their processes are *EXTREMELY* dumbed-down and stretched out. *NOTHING* happens quickly on any out-of-the-ordinary request, and all standard changes (like the turnover of escrowed funds for taxes & insurance when a refinance occurs) is handled in a batched-out manner once a month during a special shift. In short; It COULD be done the way you logically just described... but the rate/fee driven public doesn't want to pay the higher servicing costs for that kind of service. Hope that clarifies (if not exactly creating the warm & fuzzies.) Cheers, Dave Donhoff Leverage Planner...See MoreMoving out of state, have questions re: RE Agents
Comments (19)Same here, Saltidog. I would never and have never signed a Buyer agency agreement. I buy direct through listing agent, or at auctions, or FSBO. Why obligate myself contractually for a long period of time to someone I don't know? If that person is good, he/she will bring me a great house and I will buy it anyway, so commission earned. If he doesn't want to, someone else will. The listing agent always will. Reminds me of the time I had a house with an indoor pool listed, which not everyone wants, so this was the only house I ever had that didn't sell right away. When the listing expired, I already had an accepted offer at my price, but apparently the Realtors who trolled expired listings in those pre-internet days were unaware of this. One sent me some nonsense via fax about how if the house had been listed with HIM, I would not have FAILED so miserably in selling (yes, caps and bolded) and would not be in anguish now with my languishing property. Yes, truly, language like that. He used the word "I" about 25 times in a short paragraph. It made us laugh out loud. Where was he with all these "qualified buyers who would buy my house" the day before it expired? Or the week or the month before it expired. Pants on fire....See MoreCOLORIST Urgent question re: Sherwin Williams paint selections
Comments (14)I own around 300 Samplize samples and have not had this issue, so I am curious what they are unable to nail down. Samplize uses SW paint to create their SW samples. Matte is going to look slightly darker than eggshell. (Samplize samples are eggshell finish). If that is the issue have the store use the same formula but reduce the colored colorants by 25% (Do not let them reduce the white colorant - just the colors). If that is too light do the same thing except reduce the colorant by 10% or 15% till you get it just the right shade. I have seen more issues with the small sample jars of paint being off than Samplize samples being off when compared to a gallon. If the Samplize sample is vastly different than the store color have them scan the samplize sample and create the color based on the reading. If both the sample of Panda and the sample made from the scan are off it could be that one of their colorant calibrations is off. It that is the case go to a different SW store....See More- 10 years ago
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