since we're talking about cats
3katz4me
8 years ago
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bpath
8 years agoHolly- Kay
8 years agoRelated Discussions
A Few More... Since We're Slow Right Now.
Comments (12)Ryan, I do believe About Face IS the name on this one! I'm glad you know your roses! The varieties have become a giant blur when it comes to names... I've looked at so many tags, planted so many roses this season... I can't remember them all. I have a huge tag making project coming up, so I'll be making a list of what we do have. I'll try to remember to share it. We bought a roll of aluminum roof flashing, a set of good tin snips, and we already have an electric engraver and a hole punch. I plan to cut my own tags, engrave them with each name, punch a hole at one end, and hang the tags so we have a permanent way to identify each rose. Plastic and wooden tags do not last more than one season here. As we are in zone 5, b to be exact, we have learned to avoid grafted roses. J&P are known for lovely, and expensive, mostly grafted roses. We've discovered that the way to go is own-root roses. These will actually survive one zone lower in temperature than their grafted counterparts, I'm told... with a little protection, of course. We've also discovered that it's better for us to buy roses that are grown/propagated in a climate similar to our own. Many rose growers and retailers seem to be located, or get their stock from, southern states... namely Texas. We've learned that there are many wonderful roses being bred specifically for growth by northern gardeners, and we're relishing this discovery! It's best if we avoid grafted, tea type, tree, and other types that prefer mild winters. Our collection includes Canadian, German, Iowa Buck, a few English, and many old fashioned hardy and species varieties. If a rose requires more than a good mulching, we don't want it. We have too much to do already, so having to take special precautions to save a rose over winter is simply not feasible. For you, I would guess roses that can take the extreme heat are ones you prefer to purchase. Hybridizers are finally beginning to meet the needs of the different climates, and our choices are growing. Sedona is a beauty, indeed... but I do believe it's rated for zone 6 or 7. It would never survive here. Be sure to post photos when it blooms for you! I would love to see that! Harry the cat, and all of our animals here, are acclimated to our changing seasons... they grow and shed appropriate coats depending on what time of year it is. The dogs are lucky to have a heated kennel... spoiled, actually! When our kennel was in full swing many years ago, we had our American Bulldogs housed outdoors. They were on chains and runs, with 50 gallon drum doghouses. When stuffed with straw, and having the dog inside, one of these doghouses was a steady 55 degrees in winter... even when the temperature and wind chill dipped below zero. Dogs shiver for various reasons... pain, fear, nervous habit, and not always just to keep warm... 50 degrees is very comfortable to a dog with a decent coat of fur. A cozy temperature for us would be considered almost too warm for a dog. The cats usually hide out in the horse barn. They have cubbyholes between the bales of straw or hay, and you can usually find a cat pile of napping kitties. Harry's harem and their offspring! As an aside, I was watering my indoor garden last night, and I noticed that a majority of bulbs are overdue for a fresh pot of soil and some grooming. I'll probably be rearranging the jungle once again... very soon! I just brought a load of plants inside... tender types, like a banana tree, Crinum, Oxalis, Alstromeria, some Brugs, etc... the question now is... where will I put them?! They're presently crowded on a basement table! Ok... I've rambled enough... tell me about the roses you have, Ryan... what varieties do you find work best in your climate?...See MoreSince we're the on the subjects of bed sizes....
Comments (41)Well, we wound up exchanging it for a softer model, the Prodigy which cost $200.00 more each (hubby went ahead and changed his too) plus a hundred dollar return fee. It's a dream to sleep on, so it was completely worth it. We've had this replacement for two months now. After a week in the Savant, I could barely get out of the bed I was in so much pain. I have neck and upper back problems, so instead of waiting the 30 days they strongly suggest, we went back to the store. When I walked in, I couldn't even stand up straight. After discussing my needs to the sales lady, I laid on the Prodigy for a full half hour and walked upright out of the store after ordering a replacement. I'd have fallen asleep had the sales lady and my hubby not been talking and her asking how I felt now and then. I wound up cutting down our queen size 3" memory foam topper to fit the twin so I could sleep the week that it took to get the replacement. I love the Prodigy, and highly recommend that you buy from a place where you have the time to lay on it for fifteen minutes to a half hour before decided which one to buy. I have absolutely NO concept of time so I have no clue how long we laid before buying the first time. I timed it the second go round to make sure....See MoreSince we're talking colors
Comments (9)Oops, thought I'd replied to you already lascatx... We don't have any furniture in there at the moment. Just a queen bed on a metal frame. :) So it's a rather blank slate. :) The carpet is a medium gray that leans blue at times. I have enough blue in this house, I'm trying to not do blue. Wonder if Revere Pewter would clash with the bedding. Might have to dig that color card out. I think I used up the whole sample when we were deciding on colors for another large area in the house (that I wish I would have chosen RP for, but I was afraid of how dark it was in some areas...)....See MoreSince we're talking Medicare
Comments (26)Elmer, neither of my parents lived long enough to be covered by Medicare. My mother was 53 and my father was 56 when they died 33 days apart in 1970. My husbands parents both had died before we met very early in 1981 (his mother in 1969 and his father in 1980). I really had no one to talk to about it who had personal experience with it (I am more than a year older than my husband). I have had plenty of experience being given information by others (people who are paid to know the facts) that I then relied on, only to find out too late that they were wrong and didn't know what they were talking about. Some of these errors in trust ended up costing me financially. Therefore, when it came time to think about signing up for Medicare, I didn't want to trust anyone else for the information. I wanted to read and learn for myself, to have a full understanding of how things really work when it comes to Medicare. I've said plenty of times before, and I'll say it again now, that I know my husband and I are incredibly lucky to be State of California retirees. There are many health insurance plans from which to choose when you are an active employee, and when you retire, you keep the same plan unless you choose to change to a different plan. (And you can change every year during Open Enrollment, if you so desire.) You can retire from State service at the age of 55 (earlier if you are disabled), but when you turn 65 you must sign up for Medicare unless you are covered by your still-employed spouse's health care plan. In my case, my husband was still actively employed when I turned 65, so I was exempted from the Medicare requirement. However, knowing now what I didn't know then, I should have chosen to switch to Medicare immediately because the State's monthly contribution to health insurance more than covers the monthly premium for Medicare and our Medicare Supplement policy, but didn't fully cover the monthly premium for our PERSCare Anthem Blue Cross PPO policy. We were paying $527.74 out of pocket (well, a payroll deduction from my husband's monthly pay), which was over and above the $1,125 the State contributed each month, as well as having a yearly deductible (which is waived for preventative care), and a $20 copay for office visits. Now, we pay NOTHING. (Well, that's not quite correct -- we do have to pay the IRMAA fee for the prescription drug coverage [which is part of our Supplement policy], but that's because our income is over the threshold amount for paying just the regular premium. Although the State reimburses us for the monthly IRMAA for Medicare Part B, the law doesn't allow for reimbursement of the IRMAA for Part D. But the Part D IRMAA is less than $30 for the two of us.) My husband retired a year and a half after I did, but he didn't turn 65 for another year. But, as soon as he retired, I had to sign up for Medicare because I lost the "coverage by a still-employed spouse" exemption. Our PERSCare Anthem Blue Cross PPO policy became our Medicare Supplement policy when we started coverage with Medicare. One thing that is admittedly odd is that the State pays more towards retiree health benefits than it does for active employee health benefits. But, since we're retired, that's ok by me. :-) The State contributes $1,349 each month. Our PERSCare Anthem Blue Cross PPO Medicare Supplement Policy is $779.52 for the two of us, leaving $345.48 extra. Out of that extra, the State reimburses us for our Medicare Part B premiums and the Medicare Part B IRMAA fees. There is still some $ left over, but the State keeps that. Our Supplement policy covers the deductibles for Medicare Part A and Part B, and it pays the 20% of the allowed fees that Medicare doesn't pay. We do not pay a copay for office visits. Since I have been on Medicare, the ONLY thing medically related for which I have had to pay anything at all has been prescription medicine - and that's a minimal amount because of our Supplement plan. (One generic med that I used to pay $5 for now costs me $0.58.) ANYWAY, folks need to know the truth about how Medicare works and what doctors can and can't charge you (over and above what Medicare pays), so they can make an intelligent, informed choice about (1) whether or not to get a Supplement plan and (2), if so, which plan to choose. Dr. Kahan's book has a great full-page chart showing the various supplemental plans and what they do and don't cover. By the way, Medicare Supplement plans (which are also called Medigap plans) all have to meet specific criteria and they are standardized, Different insurance companies may charge different premiums, but all "Plan A" plans have to cover the same stuff at the same rate, all "Plan K" plans have to cover the same stuff at the same rate, etc. "Plan F" plans are considered to be the "Cadillac" (or in my case, the "Lexus") plans because they cover virtually everything. That's what our PERSCare plan is. Oh, that limiting fee that I mentioned in an earlier post -- the fee over and above what Medicare pays to a nonparticipating provider -- is covered by our Supplement policy....See MoreBunny
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