Hi, go to 'Other Forums', just above 'Bonsai' on this forum's front pg, then down to 'Trees' in the list of forums, and they may help you.

Hi Cassidi, Your money tree is quite impressive, especially with you living in a dry climate like Colorado. Drooping leaves can sometimes be attributed to a root bound plant, meaning that the roots are choking each other and making it hard for the plant to get the air and water it needs. When was the last time you repotted your money tree? Misting will help with the browning on the tips. The average home is dryer than the sahara desert, mostly because of AC and frequent cool air movement. In the garden shop I work at we had a money tree doing the same browning and dropping of leaves as you described. Misting helped quite a bit. The black spots could be a bacterial problem. Did they show up after the plant started looking sad or before? If after, then they came because the plant was in a weakened state. If before, then the bacteria might be the source of the problems. Do the black spots turn into the little holes in your plant? If its bacteria then the only way you can control it is to pull all the leaves infected and throw them away. Also the cleaning mentioned above might help. I recommend letting the soil dry out between waterings. This allows the roots to breathe and would be a good recovery tactic if your plant is root bound. Also be sure to fertilize your plant with a slow release (preferably organic) fertilizer. This will allow the plant to take the nutrition it needs and not burn the plant like some liquid fertilizers can. Well, I hope I helped. Good luck on your Pachira's recovery. Sincerely, Roselyn Small

Great save! Is that an unglazed pot? You may be erring on the side of too much caution, going too dry, if so. The botanical epithet of this plant is Pachira aquatica, a clue it needs consistent moisture, won't be happy about drying completely. The unglazed pot should help prevent rotting of the roots, especially in the reduced volume of soil. Watering with a gentle sprinkle can also help keep the soil from compacting. Go easy on the fertilizer, it's not medicine & can be toxic if it's too much for a plants' needs at the time.

I would firsts carefully discard the leaves that are lying on top of the soil, into a plastic bag or something you can tie up on the way to the garbage. Then check underneath leaves for bugs, or if you see anything moving in the soil. Please let us know if you find anything.