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bluebell66

Do We Need Homeowner's Title Insurance?

Bluebell66
8 years ago

We are buying a 21 year old house from its original owner. Do we need title insurance in this case? I don't know enough about it to know if we really do or not. The original contractors have all long since been paid, and there is no recent work done on the house.

The quote for the title insurance that we have received through our credit union, which is providing the mortgage, is $1815. We'd love to opt out of having it, but I don't want to be penny wise and pound foolish. Thanks!

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