Should we keep our newly found conversation pit in our basement or should we just cover it back up?
12 years ago
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- 12 years ago
- 12 years agolast modified: 12 years ago
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Should we put all our debt on a 0% visa
Comments (16)Sunny3, It's been a long time, so perhaps the issue isn't current any more. But I think that, if I were you, I'd check out some other credit card offers, then call your company to negotiate that business of the penalty if you try to pay part of the principal off regularly. Tell them that you're unhappy with that policy, and are considering transferring your account to another carrier. Be conversant with the rules and policies, so that they know that you mean business. You'll very likely find that the rules are bendable. Be courteous. Be knowledgeable. Know what you want, and spell it out for them. Don't take their first, or even second or third "No" as final. Don't challenge their denial directly, however - it may get their back up, in which case they'll likely get stubborn. It may be a good idea at that point to start dealing with another subject - for example, if they say that you can't pay off part of principal on occasion, ask if they offer that 0% interet rate on transferred balances, etc. When they turn you down - change the subject. But get back to the original issue before long. Doing that several times drives them crazy. Be persistent. Wear 'em down, if necessary. If not - you can find a carrier that makes a better offer. Ya don't ask - ya don't get. Good wishes for finding a deal that meets your needs. joyful guy...See MoreBuying a fixer (no kitchen!)? Weird agent! Should we bid?
Comments (26)Can somebody hand me a towel? I'm drooling puddles on the tabletop here. This house is a-freakin-mazing. Unpainted original woodwork? Original light fixtures in storage? Intact built-ins? Be still my beating heart! Where I live, in its current condition that sucker would be priced at a quarter mil. Fully restored? Half a mil easy and probably three-quarters if in a desirable location. Without being able to see more of the exterior structure I'm not sure I could label it as a certain subtype of bungalow (and it's quite big for a bungalow, too) but I wouldn't tag it as a Tudor by a longshot... there are so many different influences that my instinct is simply to call it "Arts & Crafts" and leave it at that. (I'd have no problems with a haunted house, either. I get on well with ghosts - have had one before - and hang about with a passel of psychics and clergy of various flavors anyway.) That bathroom with the green plaid wallpaper above the tile is just begginging for a Bradbury, Trustworth, or Carole Mead frieze. Mmmm... (Did you know that Vandykes.com has vintage-style medicine cabinet kits that will coordinate nicely with that style of woodwork?) Re: the servants' bathroom, is that painted tile or scored plaster? If you decide to pull out that mini tub, either keep it with the house (goodness knows you have enough basement space to store it) or sell it, don't just pitch it - those are VERY hard to find! I'm guessing that's a 4-footer or perhaps even a 3 1/2 foot? A new 48" cast iron clawfoot runs about $1300 plus freight. 42" ones are almost impossible to find. The three sinks in the basement are very interesting, considering that a family of that economic stature would have been able to afford a gas or electric washing machine (and would have been mighty proud of it too!). I wonder if someone had a hobby that required multiple sinks - is there evidence that the spot it's in was ever used as a darkroom, perhaps? It looks like probably only the center set of taps is original. If I were physically able, I would grab a house like this in a split second. It is absolutely one of the loveliest houses I have seen for a long time, the "bones" are impressive and comparatively little has been done to screw it up! (There is little as pathetic as a thwarted old-house nut, except maybe a dogless dog person.) As for the mortgage, what about a FHA 203(k) rehabilitation loan?...See MoreShould We Decommission An Odd Rather Unfunctional Sunroom We Dont Need
Comments (18)Thank you for all of your comments. These wonderful ideas are giving me so much to think about. I would love to simply repair the door--I didn't even know that was possible. Who does that sort of thing? The floor in our sunroom is "Kentile" which is a hard, rubbery, impossible-to-clean fake tile. It needs to go as well. We have so many projects to do, all seem financially daunting, but we know that a non-functioning door is something that needs attention. We've lived with it for 17 years, it needs to be dealt with. The pictures of the pool tables reminded me that I have always wanted a game table/chairs set somewhere in the house. We play a lot of board games and sometimes you want to leave them up when a break is needed. This would be a wonderful addition to our house. Would love wicker too, and plants. Can you grow herbs indoors? I have a lot to think about. Thanks so much!...See MoreDo we love our new build homes because we need to?
Comments (34)We "built" the house we live in now, tract home in new neighborhood, with some customization. House conversations with friends and neighbors always have regrets in there. Bump-outs, boneheaded designs we should have caught, upgrades that should have been made, upgrades that aren't worth it... the list goes on. Based on our experiences here, I already know there will be design / decor issues that will have D'oh! moments. It's impossible to think about EVERYthing. I think we've hit all the major points, and have enough flexibility to change in the future. Our lives changed quite a bit in the 6 years since building (the once large pantry is now crammed because I now do the majority of grocery shopping at Costco and that not change for at least 15 years for example). I can't see into the future, but we learned from this build, and kept the evolution of our family in mind with our design. 1) The architect/draftsman is only as good as the information provided. They don't know us, or live our lives, ( I wonder if there'd be a benefit to having separate design consultations with the clients, much like relationship counseling, to get a really clear picture, lol), which is why we rely on their education and expertise. 2) The reason copy editors exist: to catch the technical mistakes writers make, and can no longer "see" due to closeness to the project. Same reason med errors occur. I think when we originally like a design, then look at it, dream about it, obsess over it, we can't "see" the flaws or potential problems that others might. Hence all the floor plan critique posts here. I think too, that online and builder plans lull us into a false sense of security- "they design and build houses all the time, they're experts, hundreds of people have bought the design, what could go wrong?!" We found that customizing our builders plan threw them for a loop, and didn't realize it would do so, until after the house was built, and weird things weren't right; towel bar location, depth o linen closet, outlets, etc. 3) We are often playing on tilt. We're all living SOMEwhere, right now, and designing a new place to live, with many features that we love (or would love to have) or without the ones we loathe, those HTOD, that we obsess over in our current or past homes. Finally, the same way any artist of any medium does, we aren't always satisfied with the end result of a project. Sometimes you just have to be DONE, even if to your artists eye, you could have kept going. Having said all that, I know there's going to be some regrets, but hopefully -I believe- the joy will outweigh them!...See MoreRelated Professionals
Morganton Architects & Building Designers · Pike Creek Valley Kitchen & Bathroom Designers · Town 'n' Country Kitchen & Bathroom Designers · South Sioux City Kitchen & Bathroom Designers · Mesa Furniture & Accessories · Rochester Furniture & Accessories · Union City Furniture & Accessories · Port Chester Furniture & Accessories · Four Corners General Contractors · Aurora General Contractors · Midlothian General Contractors · Rolla General Contractors · Union Hill-Novelty Hill General Contractors · Westminster General Contractors · Baileys Crossroads General Contractors- 12 years ago
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