Mattress recomendations
11 years ago
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How to introduce tent camping to newbies?
Comments (15)Well, this is a bit off the subject, but, when i was a kid of ten or so, my Dad and Grand-father would take me and my brother on a camping trip, up to Pymatuning Reservoir, in North-western Pennsylvania, for a week of fishing and row-boating, and seeing the sights. (This was around 1933 to 1940.) We had two old WW I Army tents, and cots, blankets, a gasoline stove, cooking utensils, plates, etc. We didn't have an ice chest. My Dad would dig a hole in the creek bank, and we'd keep the perishables there, in the cool water, in a bucket, with a lid. We'd rent a row-boat, and Daddy and me and my younger Brother would go out on the lake and fish. We'd spend a week there, and had lots of fun. We'd turn in at dusk, since we didn't have a big lantern. One night, there was a great commotion outside our tent, and the head-lights of our car were shining into our tent and the horn was blowing loudly! (Around 3 a.m!) I awoke, and asked what was happening. Daddy shouted:"There are skunks in your tent"! Uh-Oh!? "Be very still"! I didn't move, and could hear rustling under my brother's cot, so i managed a peek. And there were two skunks worrying an old half empty can of fish-bait! WOO-HOO! Well, they finally "licked the platter clean", so to say, and ran off. Daddy finally quit blowing the horn, and it all cooled down then. Also, when my wife and i went up to Hammonasset State park, in connecticut, we set up the camper, then went in to town to buy some groceries. As we drove back into the park, we saw 3 skunks walking into a tent that was set up nearby. We watched to see if anybody came running out, but no one did. Then, a car pulled in and four girls got out and started for the tent!! I hollered and told them about the skunks---woo-hoo, they hollered, ran out, got into their car and drove madly away! Don't know if they ever came back! Hammonasset was a nice park to visit. We went there several times. It was close to where our son lived. We went there one 4th. of July when the holiday fell on a Saturday. This was on Wednesday. the park management said we could camp there, if we left on Thursday, as the weekenders would need the space. We agreed, and we left....See MoreShifman promotional mattress
Comments (4)Katsmah, I used to be a Shifman dealer and I actually called up and protested to Mike Hammer (owner of Shifman) when they came out with this promotional bedding line, because in my opinion, it was 'trading on their name' while building a product that was outside their normal construction standards. His reply was that "We have to offer something in that price point to stay competitive". I ordered a couple sets for customers, but was unimpressed with the promotional bedding they made, and soon stopped flooring it. Pressure from Bloomingdales caused Shifman to eliminate many smaller stores such as myself because we easily beat Bloomies prices day in and day out, and when Shifman had to choose between Bloomingdales and small independents it was a no-brainer whom they were going to go with. That led me on a quest to find a similar company building products equal to Shifman's premium line (Master's Collection it is now called) and I found I could get a like product from Royal-Pedic out of California, whom I now carry and think it the equal of Shifman in every respect. In the all-cotton line of beds, from either company, there is a considerable amount of raw material cost. The mattress cannot be made quickly - it takes eight man hours to produce the mattress itself - which is why they cost what they do. Bloomingdales is not much of a discounter, regardless of the *sale* price tag they hang on the item. For about $ 400 more you could purchase a true all-cotton bed from Royal-Pedic from various dealers. Duane Collie...See MoreTips for riding out a recession?
Comments (47)For my major assets, I want solid, strong, dividend-paying companies (except for Berkshire Hathaway), as they usually drop much less than the more volatile ones in tough times. Those are my long-term, dependable things - the ones that I want to be around when reirement comes knocking at my door ... especially if my health is such, or stress in the workplace such, that I welcome retirement. I play the risky games with a small percentage of my total asset - I have held telecoms, but very little of the ones involved with the high-tech bubble that burst, splattering bubble gum over many folks' faces, a few years ago. Not wise to put major money into such volatile things, especially when they've been growing like crazy for a while. With my core things, I just buy 'em and leave them sit. Perhaps I could be making slightly more return on the 8% or so of investable money that I'm carrying in bank accounts, money market, etc. But I'm not too worried, as I don't expect to have it there very long .. and the difference in after-tax return would be more or less peanuts. And, especially in the Canadian context, I don't like earning interest. Interest is taxed, here, at top rate - much higher than that on dividends on Canadian stocks. Interest earned means that, while the principal can't shrink, it can't grow, either. That requires that I take a good portion of the remaining after-tax interest, to add to principal in order to keep purchasing power intact. I prefer to buy a good stock, let it grow, over time, and see the dividend payout increase as the price of the stock does. That looks like double-barrelled gain, to me. Being taxed at low rate on much of the dividend income is gravy, to me. And not needing to be taxed on the growth in value of the stocks until I liquidate, a tax deferral, suits me just fine. It is more or less equivalent to, or similar to, a tax-deferred retirement account ... but when I liquidate (my choice) I get some freebies, which don't happen with the retirement account. Then, when I sell them, getting half of the gain free of any income tax suits me just fine, as well. Do I worry much about fluctuations in the market? No. Sir John Templeton, and various other money managers, planned to stay fully invested, all of the time. Actually, I think that is wiser. Then, as markets drop substantially, borrow some and buy more, cheap. As the price rises, use some of the savings that you'd been collecting to buy more, later, to pay down the loan. And I've been following (but, so far, only partially investing in), a system that takes a couple of hours a year to manage and whose Canadian component has grown at about 14% over 20 years, something over 20% better than its underlying average. I don't know the rate of return that the comparable U.S. system has produced, and it might need some tweaking, for it's based on the Dow Jones Industrial Average, which is a very small component of the total U.S. market system. Good wishes for wise maney managment and increasingly skillful investing. And don't forget ... some losses here and there are the tuition fees in the University of Leaning How to Manage Money (and pay less income tax, or later) - or so the investment group that I've attended monthly for about 7 years says. They meet all summer - say that money works 24/7/12. ole joyful...See MoreCustom Size Mattress
Comments (9)Lennym, most mattress companies can custom build a bed for you. It probably is to YOUR advantage to go to a store, lie down on a display model and then have one custom made of that model. Buying touch sensitive items over the internet is hit and miss. Even with memory and latex foams there are variables. Dont let anyone tell you all 5lb foams feel the same. My expertise is I have been doing this furniture thing for a living for almost a decade. If this mattress is more for show than feel buy it from anyplace online you can get recomendations on and has a good BBB rating....See More- 11 years ago
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