How can you find out what was on a previous home inspection
tlbean2004
9 years ago
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jewelisfabulous
9 years agoRelated Discussions
Figuring out how much home you can afford
Comments (15)Those calculators are all based on lending guidelines, which vary somewhat, but rarely seem to reflect what people can actually afford. The best thing to do is to sit down and make a detailed monthly budget including what you can afford to spend on a mortgage, insurance and property taxes. Don't forget to include larger utility bills if you are currently in a smaller house or apartment, and don't forget to set some aside for maintenance on the house. Also you might want to think about the fact that taxes don't go down and will likely go up and likely faster than your salary will so you need to factor that in - in 5 years if your taxes go up 10% per year, will you still be able to afford your house if your salary doesn't rise? I would run a few "what if" type scenarios on the taxes to see and make sure that you can afford a reasonable worst case scenario (maybe research what taxes have done the last 5 years to get a better idea). When you have a number that you can comfortably afford then you can run mortgage payment calculators on houses you are interested in and get an idea of whether you can afford what you are interested in. This is the only real way to know if you can afford a house or not. Just because the lenders will give you money doesn't mean you can afford to pay it back....See MoreDo you get everything you want after a home inspection report?
Comments (30)I find buyers who attempt to renegotiate price after an inspection ridiculous. If it isn't an unknown, previously undetected SAFETY issue, I'm not fixing it. I do all the work I am going to do before I list it. Otherwise, you are on your own, and my price has accommodated any deficiencies. Some attempt to throw dozens or hundreds of requests at the Seller, often that are entirely upgrades, not deficiencies, in an attempt to either get improvements or get a lower price. That only creates more intractability in Sellers like me. I will sell to someone else just because he didn't ask for anything unreasonable. You get what you see, not a brand new house. I had a buyer ask for a brand new screen door to be obtained and installed last time since the brand new, brand name, high end sliding doors didn't happen to come with one. Yeah, right. Go away. You saw that it had no screen door when you looked at the house. One isn't going to magically appear afterward. When they do that, I simply say no....See MoreCan a tenent refuse to let buyers in home for home inspection?
Comments (40)Just some input from someone who currently has quite a few tenants and has been dealing with unusual situations this past year. First, the Texas moratorium on detainers ends on March 31st, that only includes detainers for non-payment and so other types of evictions are allowed. However, on March 31st the flood gates are probably going to open up so be cautious depending on scheduling something after that. A forcible detainer action is expensive and the former tenants do not surrender their property. Typically some legal representative, in our area it is a Sheriff, shows up at the property and removes the tenant and waits until all their property is removed from the rental. You pay the sheriff an hourly rate here of $50 per hour and there is a time limit (here it is four hours). During that four hours you must completely clear the home of all furnishings and clothing and place them on the curb. You may not take anything that has been abandoned without a separate court hearing and order. Generally, speaking a detainer action will cost me more than two months rent as I have to pay the sheriff, the movers, and the attorney. It is almost always easier and cheaper to pay the tenants to vacate. There is currently a law that went into effect in September 2020 that allows tenants who are ill to refuse any inspection if anyone in the home is ill. It specifically notes that tenants need not have Covid and can't be compelled to provide proof of Covid for reasonable delays to inspection. The attorney who does all my detainers sent a mass mailing out to all his clients in September notifying us. I have no idea how this has since been tested in court, but I do know I wouldn't listen to the legal expertise of your realtor or theirs right now. Right now being a landlord is a crazy mess, there are state laws and conflicting Federal laws. If these tenants and all of their things are not removed from the property I wouldn't even consider closing right now. I have thirty years in the rental game and you couldn't pay me to even consider buying a house with a tenant in it right now. Good luck....See MoreShould I waive inspection if house was inspected 3 years ago and good?
Comments (11)You are rolling the dice. I would rather make it abundantly clear that you are not worried about sweating the small stuff in an inspection or requesting anything on the previous inspection report, but will be doing one to know what's needed before you move in, and just to make sure there's not something huge and unknown. That protects the buyer from a big expense, and the seller and both agents from a lawsuit. Both agents involved should want this inspection to take place. I'd question the ethics of one that was okay with no inspection taking place. That agent's disclosure paperwork you will be required to sign will say otherwise. I don't know what state you are in and what contingencies will remain in place for you after the inspection, but another way to achieve your goal of standing out is to shorten you inspection contingency time period to something you can manage quickly (I can do it in under a week, easily, and even a couple of days if I call an inspector in advance to hold the appointment). If you are having an inspection but simply waiving your contingency, make sure you get it done early and that you have other statutory disclosure contingencies in place that allow you to cancel without losing your deposit. There are many other ways to make your offer stand out among others that are more meaningful to the seller and will give you a bigger advantage. If this is the seller's hot button, I'd be worried as to why that is the case. I win a high percentage of multiple offers situations for my clients because I explore the hot buttons for the seller and listing agent. If you have a highly reputable agent, you are many levels above the other offers in that you have years of insight and experience on your side. I do agree with Jim Mat in that you should be getting the advice from your agent, not Reddit. None of us know the nuances of your real estate laws in your state or know the particulars of this house or situation....See Moreweedyacres
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