Please help to review a bid for new house in SF south bay area
zzeng7712
9 years ago
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9 years agoRelated Discussions
Vine recommendations for a house in SF Bay Area peninsula zone 9b
Comments (2)I hit the wrong button above and hadn't finished writing. I see the title got clipped. It should say zone 9b. Anyway, I think I covered everything, except to mention that I also picked up Asarina erubescens (not one of our original picks, but it just looks very easy. I have not grown Asarinas before....See MorePermanent Close Construction Loans in SF Bay area?
Comments (62)Laura, So sorry you are having a tough time finding a CP loan. I do understand what you are going thru since we went thru very similarly hard time finding our CP loan. Next best advice is to lock into an ARM with the lowest possible fees and that will cost you the least in interest during construction, no matter what the final rate is. Then, figure out who you will be using to refi to a Fixed and have them help you keep a VERY close eye on the rate market. If they start to rapidly deteriorate, you can lock into a long lock period for a Fixed rate refinance ... you will go ahead and be underwritten and will close on the refi into a Fixed as soon as your construction is finished. This lender or broker needs to be someone who has access to Mortgage Baked Securities market that they can monitor the movement for you. Rate lock periods can generally be for up to 60 days. Some lenders will allow 90 day locks. Other lenders will allow even longer lock periods with an upfront fee. Keep in mind .. As a general rule, the longer your lock period, the worse the rate at the same origination cost. I.e. If you are paying 1% origination...See MoreReferrals Needed for SF Bay Area (East Bay/Tri-Valley)
Comments (4)Hi, juniork, thanks for your compliments about our "sites"! We actually were referred to our home/plan designer by a general contractor who was an acquaintance of ours. What we liked about our designer was his laid-back personality and the fact that he was very easy to work with. We also really wanted someone who would let us design the home ourselves and who had the experience and knowledge to provide us with input and guidance on layout and flow, so he fit our needs perfectly. I know what you mean about the *cost* of building in the Bay Area, but one thing that has helped us with our budget is that we don't limit our bids to contractors/vendors that are located in the immediate vicinity of where we're building. You can see where our team members are from on the "team" page on our site, but I'd say so far it's 50/50 between local and out-of-area. Anyway, I'd love to share my resources with you, so please feel free to contact me either through my GW page or through my website: Here is a link that might be useful: Send me an instant message through VineyardAvenue.com...See MoreIn SF Bay Area, better bamboo floor choices than Cali Bamboo?
Comments (18)@Nikkiee Cruz What an adorable pup! We're glad to hear you are happy with your floors! :) We run a contest every month called "Project of the Month" we would love to have you submit your photos! All you have to do is send us 4 or more sharp photos to photos@calibamboo.com. 1st Place wins a $250 Amazon gift card, 2nd Place wins a $100 gift card, and 3rd Place wins a $50 gift card. It's fun on our Facebook Page, feel free to check out our current contest going on right now :) https://www.facebook.com/CaliBamboo/posts/10158529467952326...See Moregirlguineapig
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