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cburch_gw

Roofing question from a complete roof idiot!

cburch
16 years ago

HELP! We've had some wind damage from recent storms in our area (Mid TN) and our Ins Agent was out last week. He wrote up our claim and said he had a roofer he recommended and would have an adjuster out soon. We currently have 3 tab shingles and the agent recommended upgrading and paying the difference, as he has had 36 wind damage claims and all but one had the 3 tab shingles. We had a friend come out that owns a roofing company and gave us a fair price, around $4500 for our house and detached garage (this includes vents and tear off) and this was using Owens/Corning shingles. Today the roofer the agent recommended came by and quoted us $4950 using Elk/GAF shingles saying that the Owens/Corning is 3 tab and he doesn't recommend the 3 tab. He also said the insurance won't pay for the installation for the ELK shingles. DH and I don't have a lot of money set aside right now for this, since we just invested a lot on remodeling our kitchen/living areas of the house last fall (before the storms). We know it needs to be done and soon, since we are worried about leaking with missing shingles. But, we don't really know enough about it to know the difference. Any suggestions? TIA!!

Christy

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