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Frugal birthday greeting to old Joyful

17 years ago

If my calculations are right, today is ole Joyful's birthday. Let's all save a lot of money on birthday cards and wish him a happy 80th here on this appropriate forum!

Happy Birthday kind sir, and may you have many more so we can all enjoy your postings!

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Comments (14)

seattlemike
17 years ago
Cheers, young man! I hope my brain cells work half as well as yours when I reach your age. I enjoy reading your posts.
western_pa_luann
17 years ago
Have a great day, Ed!
Happy Birthday.
Related Discussions
If memory serves me correctly, it's Joyful's BIRTHDAY!
Q
Comments (59)
No flights to AZ ... or wherever. Had some errands to run, and was working on gettting my cell phone working. And I'm to go out to supper with son and his lady soon. Thanks for all of the good wishes. I'm thankful to have good health (except for a varicose vein or two, requiring some pressure stockings. But it's seldom that, when I ask it to do something, my body sayd, "Listen, you darned old fool - I can't do that any more!" Hope yo all have a great week. ole joyful
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Greetings, all, during a great journey.
Q
Comments (15)
SAw my niece, in passing. Had overnight with brother's family, now that the pressure is off from dealing wth the reunion. Their son played a musical gig last night, another tonight in Saskatoon. They had a heavy wind and four persons were holding on to a tent for dear life - managed to keep it, but it was damaged. I'm on my way back home now. I'd hoped to meet cynic and sarksals, maybe some others in MN and Marie ND, but don't know precisely where to find Marie. She said they were rather busy with medical stuff and other things. It'll be hard to hear back from cynic and/or sparksals, etc., as it's nearing closing down time for libraries for weekends and we hadn't made plans earlier. Wish me luck for the rest of the trip. ole joyful
...See More
Most frugal: opposite of hoarders
Q
Comments (43)
Sue VA, Don't like to be disagreeable, but ... ... for most of us, a penny saved is more valuable than a penny earned. In Canada, if a single taxpayer earns under upwards of $10,000. annual income ... a penny earned is equal to a penny saved, as they have no income tax liability. But most of us want to, and do, earn more than that. For us, there's an agency that has a question, and a statement, for almost every one of us, every year. "How much did you earn?". "We want part of it!". If your marginal tax rate (i.e. the rate that you pay on your top dollar earned) is 20%, for each $5.00 block of those earnings, you can't keep them all. You must give $1.00 to the Income Tax people ... which leaves you with $4.00 in pocket. So - 1 penny saved ... is equivalent to 1.25 pennies of increased earnings. _________________________________ With regard to my earlier story - about the rubber boots ... ... my uncle's bequest was upwards of $1,000. for each dollar that the boots cost, not several thousands per. There's some jelly in my brain tonight, I think. ole joyful
...See More
Happy belated birthday to Ont_Gal (Jan 29) an ole joyful (Jan 30
Q
Comments (12)
I told of some of mine over on the welcome to AMY365 thread. Not much of great moment on the Friday ... but son and partner took me to a country and western band on Sat night. They're cousins - John P. Allen is the M.C. and gets his body and movements into it, and his face moves a good deal related to what he's doing. He played fiddle with the "Prairie Oyster" band for several years and recently has done a number of his own gigs. His sister, a doc, plays string bass and brother, fiddle, mandolin and trumpet were involved, and the young ones of the first two: the main female singer is taking nursing and quite vivacious - adds a good deal to the presentation. They attend one church where I go - the one which I went to as a child. The men's group in the other church had a tour of Labatt's Brewery on Monday night, so it's been an interesting weekend. ole joyful
...See More
budster
17 years ago
Happy Birthday, enjoy that sun! Budster
ma-bookreader
17 years ago
Happy Birthday!!
joyfulguy
17 years ago
This is a great idea ...

... add the price o' the card to the retirement portfolio!

If you kick the bucket before I do ...

... you can leave me the price of the card (with increments if the investment does well, stocks being on sale these days) ... since you'll very likely have an abbreviated retirement.

Thanks for the good wishes, folks.

Life is sort of fun, ain't it?

ole joyful ... thankful to be enjoying good health (our medical care system is thankful, too)
tishtoshnm Zone 6/NM
17 years ago
Happy Birthday OJ. Thank you for sharing the wisdom and experience gleaned from you life.
cynic
17 years ago

And a belated greeting to you from the warm midwest where it's currently 26Â°.

Well I was going to get a $20 card, put in a $100 bill so you could go to dinner on me and have it overnighted to you so you'd get it on time, so I suppose that would be about $150? Now let's see, $270 at the exchange rate on your birthday would make it $333.83 Canadian. (Aren't I a nice guy??) So thanks for the savings!

marlingardener, thanks for the heads up.
dilly_dally
17 years ago
â« âª Happy birthday âª â© â© â« to Yoouuu. â¬ â« âª â© âª â¬
joyfulguy
17 years ago
Thanks for the good wishes, folks - received with appreciation ... and a smile.

It was a joy to spend time with delightful daughter in her new (to her) home --- and to share the celebration with half a dozen other family members, unexpectedly.

Bound back to the chilly, snowy, blowy north later today.

ole joyful
joyfulguy
17 years ago
Included in my Sis's card was a button,

"I've survived damn near everything".

o j
calirose
17 years ago
Please accept my belated wishes for a joyful year!!
I always look forward to your wit and charm.
scarlett2001
17 years ago
Belated Happy Birthday and Happy Groundhog Day, as well!
joyfulguy
17 years ago
While I was rather loggy about sunup (and don't know how many groundhogs there are in the Phoenix area) ...

... later in the day, while I was aloft for about 4 hours, it was fairly sunny on much of the ground over which we travelled.

Some snow in Detroit just about dark, and about 32 degrees ...

... and some more snow as we came along the freeway ...

... with substantial banks along the road near the village where the shuttle bus dropped me just before 9.

It has been snowy ... and cold ... they report. High banks in the yard, ploughed by my landlord as he came to check the house and feed the cats (including the one that follows me around ... but swats me if I try to touch her).

ole joyful

P.S. More info over on Kitchen Table.

o j
gonativegal
17 years ago
Happy belated Birthday Ole Joyful

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