I am so grateful for all of the advise I've received so far. I have a brief description of my problem to keep from posting a long post, but I've noticed it would have answered a few questions. The photos with the brown paint room was taken from the realtor's site when I first moved in. None of that was my furniture. I've been living in my guest bedroom until I figure out what to do. I've painted that room twice and hated it. It is now green and bare as shown in the photo . Green was even worse than the tanish/pink I had (I know, don't ask lol). I've since repainted my living room which is the gray paint. My living room shows the current color scheme. Right behind my sofa is a builtin nook which also has the same color scheme. I bought a used bed canopy bed that I originally wanted to chalk paint white; however, I've recently had a mind change to purchase a round bed in rose (perferred) or gray. The canopy bed is also pictured. So basically I'm starting fresh, with no bedding or colors. I did imagine painting my baseboards and molding gray with whitish wall paint. and possibly use white accessories to blend in a rose colored bed... Just a thought... I'd hate too much gray by adding a gray bed but maybe I cant see it. Once again, I appreciate all of your help..

I think people are gonna want to see more of your room/style!

That Karastan rug creates a giant hole in the center of your room and I would relocate it to a better location. Gold lamps will pick up the gold in your framed tapestry and drapes will add texture to your room. Put the valet in the walk in closet.

@sanmav68 : Thanks for info. What I meant was that the number of squares on the graph paper doesn't match your written measurements in those rooms, assuming you are using one square per foot. Installing a new HVAC system can be worth the money for comfort and even temperature control around the house. A lot depends on how much insulation the old house has. Get two or three quotes, prices can vary a lot depending on how and where they want to install the equipment in an older house that doesn't have it now. If the inherited house hasn't been maintained consistently, your $20K could easily go toward new appliances, electrical upgrades, new windows, furnace tune-up, gutter cleaning, termite treatment, and new flooring. You may want to pay for a professional inspection just as if you were buying the house so you'll be able to anticipate repair and replacement costs. There are also checklists online if you want to do a runthrough on your own. Some real estate agents offer a list of service people on their websites.