WOW, hail damage repair cost

16 years ago

Went for my estimate appointment this morning. WOW, they estimate it will cost $5886.02 to repair my car. Our part is $500.00

They would give me a whole new hood, and so much other stuff.....

Just send an email to hubby. We need to decide what all we want to have fixed within 15 days.

I am gonna be busy....

Moni

Here is a link that might be useful: pictures of my car

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Comments (15)

dotmom
16 years ago
I;m sorry about the damage to your car. I guess it is like a lot of things in life........it depends on what side your bread is buttered on. LOL Our daughter & son-in-law own a roofing company, and a lot of their work is repairing hail damage on roofs and siding. In the winter, it is snow removal on roofs. So if we have had an extended period of calm weather, my daughter (kiddingly) tells me it is time to channel her American Indian roots and go out and do a rain/snow dance. (Yes, her Dad, my Hubs is 1/2 A. Indian) Dottie
ritamay91710
16 years ago
Hubby works at a repair shop...that's a lot of work you need there.
Also, just wondering, why do you have to decide in 15 days??
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linda_in_iowa
16 years ago
Oh hail! I hate to see all that damage to your car Moni. Will your insurance rates go up?
OklaMoni
Original Author
16 years ago
Rita, cause that is what it says on the estimate. If I want it paid for, I have to get going.

Linda, I don't know. Shouldn't. But I know, Jerry will check everything out, before we make the claim.

Moni
dilly_dally
16 years ago
"Cause that is what it says on the estimate. If I want it paid for, I have to get going."

The 15 day time line is only for the quoted price of the estimate. It just means that the price they gave you is firm for 15 days. This protects them in case the price of materials or other contingencies goes up and you bring your auto in months later. You don't need to decide immediately in order to get it fixed. Since you only have to pay a $500 deductible it should make no difference to you anyway.

BTW, if you have called the insurance company to discuss things about the damage, your rates will go up even if you do not submit a claim. They operate like that. It's true.
patti43
16 years ago
Terrible thing to happen to such a sweet car! Hope you don't have to drive it until the windshield is fixed. It looks like it's ready to shatter. Love that car!
linda_in_iowa
16 years ago
That is what I thought Dilly. If your insurance company has to pay out that much money, they will raise your rates for the next few years.
lydia1959
16 years ago
If your insurance company has to pay out that much money, they will raise your rates for the next few years. That's not always true. We had hail damage to our house and DH's truck... had the entire house resided and a new roof put on plus over had over $4000. repairs on the truck. Our insurance barely went up at all (maybe $100. a year and it probably would have went up that much anyhow). The next year DH's same truck got damaged again by hail... I don't remember our rates going up at all after that one.

The first time DH got his truck repaired. The second time we kept the insurance money (again over $4000.) and sold the damaged truck as it was and bought a different one. It worked out better money wise for us to do it that way. Plus we thought maybe the truck was 'cursed'. lol
mariend
16 years ago
This state has a law prohibiting the insurance companies to raise the rate on hail damage (ND residents only), and/or deer/animal damage. That has happened to us with our car, replaces the front window twice and side window once and NO rate increase. Thank goodness.
If your hail damage is not severe, there is a special tool that will pop out the dents. The person who owns a garage has one and has used it and it really works. But is is for those few dents etc. House insurance same/hail/not allowed to raise rates.
lilliepad
16 years ago
Moni-DH had a wreck last summer,he got the ticket,even though we still think the other driver was at fault,but thats a whole other story.Anyway,it did over $5,000. worth of damage to our truck and our insurance paid the other party a little over $10,000.for her damages.We figured our insurance would go sky high after that but it didn't change a bit.We were very surprised.
liz
16 years ago
Ours didn't increase when we submitted the damage from our hail storm...I'm so glad you're gonna be able to get it fixed Moni...(and I'm so thankful our cars were in our garage when the storm hit or we'd be right where you are now!)
ritamay91710
16 years ago
that's right....even if the parts turn out to be more expensive, or they find additional damage, you should only be responsible for your deductible. Unless of course..they charge you betterment for something. But I really don't know what they could be replacing that would cause that.
grinch_gut
16 years ago
Now you know why Sydneys car was totalled! Crazy...oh well we have named her car DIMPLES!! And she is starting her saving habit....not like she didn't already have 3000 in the bank but she wants lots more and is saving her heart out....so go eat at her TGIF's and sit in her section LOL!!!
Also after reading the insurance comments here I have to say that when we got rear ended here in LA. the person that hit my Tahoe had State Farm insurnace...the best best best company we have ever dealt with before noon the next day....we had it all settled and if there was anything that came up after they just open it back up, we had to get no estimates nothing...I told them I wanted my BIL shop in Texas to fix it they said no problem the had the work order and said that when we could get it there and get it fixed at our convience...I am going to look into changing from our insurnace to State Farm! The best! Stacy
kacram
16 years ago
wow... poor baby car!
lynn_d
16 years ago
Moni--I showed DH your pictures and I think he wanted to cry! We Mini owners know how special they are, they should never be hurt like this!

WOW, hail damage repair cost

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