Lovely kitchen in the making but that light fixture for over the table is just too too much. Will you need pendants over the island?

Thank you. The island is not in front of the fridge, it is only in front of the pantry. And I really appreciate you mentioning the fridge door opening - the fridge I picked only needs clearance of 4 inches between it and the wall, so we put filler there. But this is a hot button for me as I spilled something in my rental fridge recently and had to swing the door way out in order to get the drawer out! Thank you!

99% of RTA is import junk, with a 0-5 year warranty. including all of those. Industry standard for anytging decent midgrade, like Shiloh, is a lifetime warranty.

By "in frame" do you mean inset doors? As @User wrote, inset doors are a very traditional look because they are constructed like "furniture" as traditional furniture generally has inset doors. They are not higher quality necessarily but they are generally more expensive in the *same* cabinet line. The disadvantage of inset cabinets is that you lose interior storage especially in drawers because the space around the "inset" can't function as interior space. This is less of an issue with upper cabinets with doors since you can place items slightly behind the frame but is an issue with drawers and/or if you have rollouts in lower cabinets with doors. I have a traditional style kitchen which was inspired by Arts & Crafts and I have a mixture of full overlay drawers and inset cabinets in the upper cabinetry which runs into the back of my dining area and so this resembles a traditional buffet although it is built in. For me this represents the best of both worlds as I have functionality where I need it and the aesthetics of inset where it is needed. For me it blends and doesn't look discordant at all. That said, your initial post is confusing - what does the $60,000 quote represent and what is the actual layout and design and style of the kitchen you are contemplating. I don't think anyone can give helpful advice other than inset is traditional in style and is generally more expensive than full overlay. In my experience, I believe full overlay is more expensive than partial overlay but is considered to be a more upscale look.