Okay, pretend you're talking to a moron and this will work fine.

We live in CT. The house is 27 yrs old, and has baseboard hot water heat. There is no duct work. The house is a colonial, with the main structure 2200sq feet, and a 500 sq foot great room above the garage. Basement and attic are unfinished. We will be installing Low E windows this spring. The lot is heavily treed.

We got a quote right when we moved in for central air 21k to 24k, depending on the equipment we chose. We saw a guy at a home show who said he'd do it for 13k, one unit, ducts run thru the closets.

And where do mini splits fit in? Are they a viable option?

I need an education is what this all boils down to. Tell me what I need to know to make an intelligent choice

pjs755